The Homework Guy

12/20/2025

"I used The Homework Guy car buying service and could not be more pleased. Stuart was my advisor and negotiator and found me the exact car I was looking for at a dealership less than an hour from my home. Moreover, he negotiated a great price and eliminated the hassle associated with dealing with the dealership - everything there went very smooth. Moreover, THG provides a military discount which was most appreciated. I.." says Garrett on Google

★★★★★ I used The Homework Guy car buying service and could not be more pleased. Stuart was my advisor and negotiator and found me the exact car I was looking for at a dealership less than an hour from my home. Moreover, he negotiated a great price and eliminated the hassle associated with ...

12/19/2025

This Is the Biggest Mistake Car Buyers Make
This is the #1 mistake car buyers make — and it costs them thousands.

When you talk monthly payment instead of total OTD (out-the-door) price, you give the dealer control of the deal.

They can:
• Extend the term
• Pad the interest
• Hide add-ons
• Make a bad deal look “affordable”

Professional buyers negotiate total price first — every time.

If you want to win at the dealership, stop talking payment and start talking OTD.

More car-buying help at 👉 thehomeworkguy.com
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12/17/2025

When car dealers tell you "We can't do that" they are only saying they don't want to do that. Which means you should push a little harder!

12/17/2025

Dealer Says “We Can’t Do That”? Watch This
🚨 When a car dealer says “we can’t do that,” listen carefully.

Most of the time, it’s not a policy — it’s a negotiation tactic designed to stop the conversation and keep you from pushing back.

In this video, we explain:
✔ When dealers truly can’t do something
✔ When they absolutely can — but won’t (yet)
✔ How smart buyers respond without blowing up the deal

We’ve helped car buyers for 17+ years avoid these tactics and protect their out-the-door price.

👉 Learn more at thehomeworkguy.com
👉 Homework Guy Car Buying Service available

Share this with someone shopping for a car.

12/17/2025

Before You Buy a Car — DON’T Do This 🚨
This one mistake puts the dealer in control before negotiations even begin… and most buyers don’t realize they’ve already lost.

If you want better pricing, fewer games, and real leverage:
✔ Slow the process down
✔ Keep emotion out of it
✔ Control the first 30 minutes

We’ve helped car buyers for 17+ years avoid these traps.

👉 Learn more at thehomeworkguy.com
👉 Or get help with our Homework Guy Car Buying Service

Share this with someone who’s about to buy a car.

12/16/2025

Who could have imagined that a pattern would emerge on where to find the best car deals in the US? But, interestingly, we have uncovered a pattern we are calling the Probabilty map with key zones of where likely best deals will be found in the American car market. If the best deals aren't close to home for you, you can get OTD price quotes from dealers outside of your area to help negotiate a better deal NEAR YOU.

Discover which states give you the best odds of a lower out-the-door car price. Use the Homework Guy Probability Zones Map to target the right dealers by brand.

12/16/2025

9 ILLEGAL OR SHADY TACTICS Dealers use to target people with Great Credit
If you have great credit, dealers don’t see you as “easy” — they see you as profitable.

In this video, Kevin Hunter (The Homework Guy) breaks down 9 illegal or shady dealership practices that are specifically aimed at high-credit buyers, including:
• Payment packing
• Buy-rate markups
• Forced add-ons
• “We can’t remove that” lies
• Falsified loan terms
• Finance office manipulation

🚨 These tactics cost well-qualified buyers thousands — often without them realizing it.

Knowledge is leverage.
Documentation beats conversation.

👉 Learn how to protect yourself before you sign:
🌐 thehomeworkguy.com

👍 Like
💬 Comment
🔁 Share with someone shopping for a car

12/14/2025

7 Finance Office Tricks That Cross LEGAL Lines 🚨

The finance office is where good car deals go to die.

In this video, I expose 7 F&I tactics dealers use that cross legal and ethical lines — from payment packing to unauthorized credit pulls.

If this feels familiar… you’re not alone.

👉 Follow for more car-buying power tips
👉 Free info at http://thehomeworkguy.com

12/12/2025

8 Car Dealer Sales Tricks That Cost Buyers Thousands
Most car buyers don’t lose money on price — they lose it on sales tricks they never see coming.

In this video, Kevin Hunter breaks down 8 real sales tactics car dealers hope you never learn, including:
✔ Fake urgency
✔ “Manager approval” games
✔ Mandatory add-ons that aren’t mandatory
✔ Payment packing in the finance office

If you’re buying a car soon, this is knowledge every buyer should have before walking into a dealership.

👇 Comment “HOMEWORK” if you’ve seen one of these tricks used on you
🔁 Share this with someone car shopping
👉 Visit TheHomeworkGuy.com for free car-buying help

12/10/2025

10 Finance Lies That Get Car Buyers in BIG Trouble 🚨 (Dealers Don’t Want You Knowing This!)
The finance office is the MOST dangerous room in the dealership… and these 10 lies are exactly how buyers get trapped, overcharged, and buried in bad loans.

From inflated interest rates…
To “mandatory” add-ons…
To payment packing and fake lender quotes…
These aren’t “little white lies.” These are high-pressure tactics designed to drain your wallet and lock you into deals that benefit the dealer—not you.

If you’re financing a car anytime soon, you must know:
✔ The lies dealers use to boost their profit
✔ How payments get “magically” bumped without you noticing
✔ Why relying on monthly payment quotes is a trap
✔ What to say to shut down finance games instantly
✔ How to spot a sketchy deal before you sign

🚨 Don’t walk into a finance office blind.
Watch this video and protect yourself from the tricks that cost buyers thousands.

👇 Need expert help getting the BEST deal and the TRUE out-the-door price?
Visit The Homework Guy Car Buying Service: https://thehomeworkguy.com

Share this so other buyers don’t fall for these traps. 🔥

12/10/2025

"John and Michelle did a wonderful job. The finance guy at the car dealership still tried to upsell and had to redo the contract three times. I know he was hoping I wouldn’t notice the difference. Fortunately I had the work sheet with the OTD price and I just kept pointing to that number. I would highly recommend you guys and have made sure everyone with the exception of the dealership knew how great an experience this.." says Toni on Google

★★★★★ John and Michelle did a wonderful job. The finance guy at the car dealership still tried to upsell and had to redo the contract three times. I know he was hoping I wouldn’t notice the difference. Fortunately I had the work sheet with the OTD price and I just kept pointing to that n...