11/08/2026
Your manufacturer’s warranty has expired. Now what?
For many South African motorists, replacing a vehicle is simply not affordable right now. We are keeping our cars for longer and that can make the possibility of a major repair bill feel even more worrying.
Could an extended warranty help?
Possibly. But only when the cover suits your vehicle, your budget and the financial risk you are trying to manage.
An extended warranty generally covers certain mechanical or electrical component failures after the original manufacturer’s warranty has ended.
It is not the same as a service or maintenance plan and will usually not cover:
❌ Routine servicing
❌ Consumables and normal wear-and-tear items
❌ Every possible mechanical failure
Before deciding, consider:
• Your vehicle’s age and mileage
• Its reliability and service history
• How long you plan to keep it
• The warranty premium and excess
• How much the policy will actually contribute towards a repair
• Whether you could manage a major repair bill without the cover
💬 “An extended warranty can provide valuable peace of mind, but motorists must understand exactly what is covered and what is not,” says MIWA National Chairperson Dewald Ranft.
The important question is not simply, “Can I afford the warranty?”
It is also, “Does this policy protect me against the repair costs I am most concerned about?”
Do not buy on the promise of peace of mind alone. Understand the cover, compare the cost and make the decision that fits your circumstances.
🤔 Have you ever considered an extended warranty, or had experience claiming from one?