05/13/2026
🚨 ATTENTION POLICY HOLDERS 🚨
Buried deep in policy updates and changing policy language, companies like Snake Farm 🐍 are making moves that many believe weaken or limit YOUR right to an independent appraisal when claim disputes happen.
Why does this matter? 🤔
The appraisal clause has traditionally been one of the few protections policyholders have when there’s a disagreement over the value of a loss or repair. It gives BOTH sides the ability to bring in independent appraisers instead of relying solely on the insurance company’s opinion.
But now, changes to policy language are raising serious concerns across the insurance, collision repair, and legal industries. ⚠️
This isn’t just internet rumors either — attorneys, public adjusters, repair professionals, and industry publications are actively discussing these changes and what they could mean for consumers.
📚 Read for yourself:
🔗 Repairer Driven News:
https://www.repairerdrivennews.com/2022/08/31/state-farm-reportedly-makes-changes-to-appraisal-policy-language/
🔗 Property Insurance Coverage Law Blog:
https://www.propertyinsurancecoveragelaw.com/blog/new-appraisal-clauses-change-appraisal/
🔗 My Construction Expert:
https://www.myconstructionexpert.com/blog/new-appraisal-clauses-change-appraisal/
🔗 🐍 Farm appraisal case update:
https://www.ticerlawfirm.com/blog/2024/04/an-update-on-appraisal-state-farm-v-johnson/
🔗 https://www.wsoctv.com/news/local/some-claim-state-farm-cutting-back-more-than-others-when-it-comes-car-repairs/ZZBCO352MFDSRKFMAF7NOD63XI/?fbclid=IwdGRjcARwxEFleHRuA2FlbQIxMQBzcnRjBmFwcF9pZAo2NjI4NTY4Mzc5AAEeTJnDfKMytuSpGTuNIit2-OQCGtHxpH8Jwcl1r1iGi28LYXeqLTPO6CcHXsg_aem_OIvVVM4RVktz9VqtcI36LA
⚠️ Read your renewal paperwork carefully.
⚠️ Ask questions before signing.
⚠️ Understand your rights BEFORE you need them.
Most people never realize protections have changed until they’re already in the middle of a claim.