Michael Hall at Waterstone Mortgage NMLS #210073

Home
Michael Hall at Waterstone Mortgage NMLS #210073

Michael Hall is a home loan mortgage originator at Waterstone Mortgage in Santa Fe, NM

With 16 years in the mortgage industry, Michael Hall has strong communication skills with clients, which helps them close on time every time. Whether it's finding a new home or helping improve their financial position through real estate, Michael wants to make the journey easier for homeowners. With the ability to originate nationally, he serves the local areas surrounding Salida, CO, specializing

in Conventional, FHA, VA, USDA, and Jumbo Loans. Michael advocates that time is precious, and one should make every day count, starting their journey now instead of waiting for the perfect time later. When he is not in the office, Michael spends most of his free time outdoors doing activities such as hiking, mountain biking, and motorcycle riding.

07/07/2026

One of the biggest homebuying myths is that you need a large down payment. Many buyers qualify with far less than they expect, and many can utilize down payment assistance to help.

Down payment assistance (DPA) is a great way to make buying a house a little more affordable — and the good news is, there are options for first-time AND repeat buyers!

Learn about the DPA options Waterstone Mortgage offers here: https://bit.ly/44qnzIQ

04/07/2026

Fireworks, cookouts, and red, white, and blue everything. 🇺🇸🎇 Wishing you a safe, fun-filled Fourth of July!

02/07/2026

Buy now or wait it out?

Here's something to consider: if home prices continue to rise while you're waiting, you could end up paying more for the home you want — even if rates improve later.

Every buyer's situation is different. That's why it's important to look at the full picture, not just one number.

Curious whether buying now or waiting makes more sense for you? Let's connect. Send a message any time.

30/06/2026

Did you know there are thousands of down payment assistance programs available across the country?

The challenge isn't always finding assistance — it's figuring out which programs you may actually qualify for.

Enter: Down Payment Resource (DPR), a tool that helps narrow down the options and identify programs that may be available based on a property's location and your homeownership goals.

In just a few minutes, you can explore opportunities that may help with:

🏡 Down payment costs
💰 Closing costs
📋 Affordable homeownership programs
✨ Other homebuyer assistance options

You can search by a specific property address or browse programs available in your neighborhood, city, or county.

Homeownership may be closer than you think. Let's see what's available to help you achieve your goals!

Start here: https://bit.ly/4xNlJPK

29/06/2026

What if you could buy a home NOW and enjoy lower monthly mortgage payments for the first THREE years of your loan?

Good news — you can with a temporary interest rate buydown!

A temporary buydown allows ease into your mortgage with a reduced interest rate for the first few years of your loan. Waterstone Mortgage offers rate reduction options for anywhere from 1 to 3 years.

What’s even better is that this is covered by the seller or lender. 🤯

Interested in learning more? Start here: https://bit.ly/4dQOy4N

27/06/2026

The path to homeownership isn’t always one-size-fits-all — which is why working with an experienced mortgage professional can make such a difference.

National Homeownership Month is coming to a close, but what’s not going away is the importance of making informed decisions, understanding your financing options, and feeling confident throughout the process.

Having a knowledgeable advocate in your corner is essential. Let’s make your move, together. Send a DM to connect anytime.

24/06/2026

Having a mortgage pre-approval letter in your back pocket will help you present a solid offer on a new home.

A Platinum Credit Approval (PCA) from Waterstone Mortgage will make it a ✨stand-out✨ offer.

A PCA involves a full credit underwrite upfront, which not only makes your offer strong enough to compete with cash, but it’ll also help you close faster since the heavy lifting is done already.

Interested in taking advantage of this tool? Start here: https://bit.ly/47oyPYY

21/06/2026

Happy Father’s Day to the dads, stepdads, grandpas, and father figures helping turn houses into homes. 🏡 Wishing you a day filled with love, family, and a few dad jokes.

18/06/2026

One question we’re seeing a lot throughout the industry right now is: “How do I buy a house if I’m self-employed?”

The process DOES look a little different for those who are self-employed, freelancers, small business owners, or gig workers.

Normally, you’ll need to provide a W-2 when applying for a mortgage.

But with Statement Select, Waterstone Mortgage’s bank statement program, you can use your bank statements to qualify — no W-2 needed.

This article walks through the process — check it out: https://bit.ly/4wY4pHu

Address

417 E. Palace Avenue

87501

Opening Hours

Monday	09:00 - 18:00
Tuesday	09:00 - 18:00
Wednesday	09:00 - 18:00
Thursday	09:00 - 18:00
Friday	09:00 - 18:00

Website

https://www.waterstonemortgage.com/originators/michael-hall, https://linktr.ee/michaelhalllender

Alerts

Be the first to know and let us send you an email when Michael Hall at Waterstone Mortgage NMLS #210073 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Want your business to be the top-listed Autos & Automotive Service?

Country:

City: