The Power Is Now Media Inc.

05/26/2026

GSFA Mortgage Spotlight Episode 3 | 10 Rapid-Fire Answers Every California Homebuyer Must Know

In Episode 3 of GSFA Mortgage Spotlight, host Eric L. Frazier continues the powerful conversation with Carolyn Sunseri, Director of Marketing and Stakeholder Relations at the Golden State Finance Authority (GSFA), breaking down the most urgent questions California homebuyers are asking right now.

From bankruptcy and credit scores to co-signers, seller credits, and eligibility for 1–4 unit properties, this episode delivers 10 clear, rapid-fire answers in just 10 minutes—cutting through confusion and bringing clarity to today’s complex housing market.

As GSFA launches a limited-time National Homeownership Month promotion, expanding down payment assistance and gift funds to qualified California buyers, this conversation becomes more timely and powerful than ever.

💬 “No, you do not have to be a first-time homebuyer to qualify for homebuyer assistance through the GSFA Platinum Program.” — Carolyn Sunseri

If you’ve ever felt like homeownership is out of reach, this episode proves otherwise.

👉 Watch the full episode here: https://thepowerisnow.com/television-shows/

To watch the full episode, visit us at: thepowerisnow.com

OR Download our TV app on your iPhone device:
Apple: https://apps.apple.com/us/app/power-is-now-tv/id1586270818
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Carolyn Sunseri
Director of Marketing and Stakeholder Relations
Golden State Finance Authority (GSFA)
📞 Phone: +1 855-740-8422
📧 Email: [email protected]

Contact Eric L. Frazier, MBA, CEO of The Power Is Now Media
📧 [email protected]
🌐 https://www.thepowerisnow.com/
📞 (714) 475-8629
CA DRE: 01143484 | NMLS: 461807

05/26/2026

GSFA Mortgage Spotlight Episode 2 | Unlocking Down Payment Assistance for California Homebuyers

In Episode 2 of GSFA Mortgage Spotlight, host Eric L. Frazier continues an in-depth and timely conversation with Carolyn Sunseri, Director of Marketing and Stakeholder Relations at the Golden State Finance Authority (GSFA), to unpack one of California’s most impactful short-term housing opportunities for homebuyers.

This episode provides a clear and practical look at how GSFA’s expanded down payment assistance program is helping remove long-standing barriers to homeownership. Through real-world scenarios, the discussion highlights how qualified buyers are receiving significant financial support—resulting in tens of thousands of dollars in savings—and in one case, a veteran successfully closing with zero out-of-pocket expenses.

Carolyn Sunseri outlines the recent program adjustments that temporarily expand eligibility and increase access to assistance funds, giving more California residents the opportunity to move from renting to owning during this limited-time window.

A key moment from the conversation emphasizes the strength of this initiative:
“For 60 days, all of May and June, our Platinum Select program provides down payment and closing cost assistance up to 5%. And of that, 1.5% is a forgivable gift.”

This episode underscores a critical message for today’s housing market—when structured support is made available, homeownership becomes achievable for more individuals and families across California.

To watch the full episode, visit us at:
https://www.thepowerisnow.com/

OR Download our TV app on your iPhone device:
Apple: https://apps.apple.com/us/app/power-is-now-tv/id1586270818

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Contact Carolyn Sunseri
📞+1 855-740-8422
📧 [email protected]

📞 Contact Eric L. Frazier, MBA, CEO of The Power Is Now Media
📧 Email: [email protected]
🌐 Website: https://www.thepowerisnow.com/
📞 Phone: (714) 475-8629
CA DRE: 01143484 | NMLS: 461807

05/26/2026

GSFA Mortgage Spotlight with Carolyn Sunseri – Episode 1 | The California Housing Crisis & The Power of Down Payment Assistance

California’s housing market is pushing the dream of homeownership further out of reach—but what if there was a solution designed to close the gap?

In Episode 1 of GSFA Mortgage Spotlight, Eric L. Frazier sits down with Carolyn Sunseri, Director of Marketing & Stakeholder Relations at Golden State Finance Authority (GSFA), to discuss the harsh realities of buying a home in California and why down payment assistance programs are more critical than ever.

With home prices soaring, affordability shrinking, and income-to-home price ratios reaching unsustainable levels, families across California are discovering that “doing everything right” still isn’t enough.

“California families who are doing everything right, trying to get into a home and still finding the math doesn’t work.” – Carolyn Sunseri

This powerful conversation breaks down the housing affordability crisis, the challenges facing first-time buyers, and how GSFA’s affordable housing programs are helping turn renters into homeowners.

If you’ve ever wondered how homeownership is still possible in today’s market, this episode is essential viewing.

To watch the full episode, visit us at:
thepowerisnow.com

OR Download our TV app:

📱 Apple: https://apps.apple.com/us/app/power-is-now-tv/id1586270818

📺 Amazon Appstore: https://www.amazon.com/Lightcast-com-POWER-IS-NOW-TV/dp/B09J93WSV5?dplnkId=df387ed2-d012-4fbc-8838-649cb0c6d033&nodl=1

▶️ POWER IS NOW TV Lightcast: https://powerisnowtv.lightcast.com/player/56068/56068

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Contact Carolyn Sunseri
📞 +1 855-740-8422
📧 [email protected]

📞 Contact Eric L. Frazier, MBA, CEO of The Power Is Now Media
📧 Email: [email protected]
🌐 Website: https://www.thepowerisnow.com/
📞 Phone: (714) 475-8629
CA DRE: 01143484 | NMLS: 461807

05/08/2026

Episode 1 – Why We Want to Break the Car?

What happens when grandpa starts asking questions, the grandkids start telling the truth, and a Tesla Model X becomes the dream car everyone wants to keep?

In this hilarious and heartwarming premiere episode of The Eric Frazier Show, Eric Lawrence Frazier, MBA sits down with his grandchildren — Cara, Cameron, and Chloe — for a family conversation filled with laughter, imagination, strategy, and big dreams.

After the family Tesla Model 3 gets damaged and temporarily replaced with a Tesla Model X, the kids discover the luxury of extra space, falcon-wing doors, rear screens, and upgraded technology. Their solution? Maybe the car needs to “accidentally” break again.

But beneath the comedy is a powerful lesson about how children think, dream, negotiate, and imagine their future. Eric turns a funny family story into a conversation about ambition, business, wealth, and generational possibility.

The most profound moment comes when the children are asked what they want to drive after they graduate, start their businesses, and make their own money. Their answers — Bugatti, Lamborghini, and Rolls-Royce — reveal something bigger than cars. They reveal confidence, vision, and the power of dreaming without limits.

“Look out. These kids are about to do some big things.”

This episode is funny, real, family-centered, and unforgettable. It is not just about breaking the car. It is about listening to the next generation think out loud — and realizing they may already be planning a future bigger than we imagined.

Watch the full episode of The Eric Frazier Show here:
https://ericfrazier.com/the-eric-l-frazier-show-tv/

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Empower your future with expert real estate, finance, and wealth guidance. I’m Eric L. Frazier, MBA—your trusted advisor.

Contact — Eric Lawrence Frazier Advisory Services 📇
Eric Lawrence Frazier MBA — Principal Advisor
3739 6th Street, Riverside, CA 92506
Office: 800-261-1634 ext. 703 | Direct: 714-475-8629
✉️ [email protected] | 🌐 https://ericfrazier.com
CA DRE: 01143484 | NMLS: 461807

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05/01/2026

2026 Fair Housing Series with Dr. Bambie Hayes-Brown

In this powerful episode of The Power Is Now 2026 Fair Housing Series, Eric Lawrence Frazier, MBA welcomes Dr. Bambie Hayes-Brown, President and CEO of Georgia Advancing Communities Together, Inc. (Georgia ACT), for a deeply moving and necessary conversation about fair housing, homelessness, affordable housing, and the continuing fight for housing justice in America.

Dr. Hayes-Brown brings a rare and authoritative voice to this discussion. She is not only a housing policy expert, registered lobbyist, licensed real estate broker, and Board Chair of the National Low Income Housing Coalition—she is also a formerly homeless woman and former public housing resident who now leads statewide advocacy for housing and community development agencies across Georgia. Her life and work represent the very heart of fair housing: the belief that people closest to the struggle must be closest to the solution.

This episode examines why the 1968 Fair Housing Act remains one of the most important civil rights laws in American history, how housing discrimination continues to affect communities today, and why homeownership, rental stability, affordable housing, and homelessness prevention must be understood as part of the same moral and economic struggle.

One of the most profound truths from Dr. Hayes-Brown’s story is this:
“Housing policy must be shaped by the voices of the people who have lived housing insecurity, because lived experience is not a footnote—it is evidence, authority, and a roadmap for justice.”

This conversation is epic because it reminds us that fair housing is not only about law. It is about dignity. It is about access. It is about whether families have a safe place to live, a fair opportunity to build wealth, and a voice in the systems that determine their future.

Guest Contact Information:
Dr. Bambie Hayes-Brown
President and CEO, Georgia Advancing Communities Together, Inc.
Website: www.georgiaact.org
Email: [email protected]
Facebook: www.facebook.com/GeorgiaACT
Twitter/X:
Instagram:
TikTok:

To watch the full episode: https://thepowerisnow.com/television-shows/
Visit The Power Is Now: https://thepowerisnow.com

OR Download our TV app on your iPhone device:
Apple: https://apps.apple.com/us/app/power-is-now-tv/id1586270818

POWER IS NOW TV - App on Amazon Appstore:
https://www.amazon.com/Lightcast-com-POWER-IS-NOW-TV/dp/B09J93WSV5?dplnkId=df387ed2-d012-4fbc-8838-649cb0c6d033&nodl=1

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Power Is Now TV Channels | TV Apps | Roku Channel Store | Roku:
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📞 Contact Eric L. Frazier, MBA, CEO of The Power Is Now Media
📧 Email: [email protected]
🌐 Website: https://www.thepowerisnow.com/
📞 Phone: (714) 475-8629
CA DRE: 01143484 | NMLS: 461807

✤ Welcome to “The Power Is Now Media Inc.”

Founded in 2009 by Eric L. Frazier, MBA, The Power Is Now Media is a Black-owned multimedia company advocating for homeownership, wealth building, and financial literacy in underserved communities.

📣 We’d love your thoughts on this video! Comment below and let us know how you’re working to promote fair housing in your area.

📺 Watch Our TV Shows: https://thepowerisnow.com/television-shows/
🎧 Listen to the Podcast: https://www.thepowerisnow.com/podcast/
📖 Read our books: https://thepowerisnow.com/bookstore/
📖 Latest Magazine: https://thepowerisnow.com/magazine/
🔗 Follow us on social media:

05/01/2026

2026 Fair Housing Series with Dr. Benjamin Earwicker, J.D., Ph.D.

In this powerful episode of The Power Is Now 2026 Fair Housing Series, Eric Lawrence Frazier, MBA welcomes Dr. Benjamin Earwicker, J.D., Ph.D., Administrator of the Idaho Commission on Human Rights within the Idaho Department of Labor, for an important discussion on fair housing, civil rights enforcement, discrimination prevention, mediation, and the ongoing work required to make equal housing opportunity real in every community.

Dr. Earwicker brings a rare combination of legal, academic, administrative, and mediation experience to the conversation. Before leading the Idaho Human Rights Commission, he served as a faculty member and university administrator in the United States and New Zealand for 13 years. Since 2017, he has led the state agency responsible for enforcing anti-discrimination laws in Idaho, including housing protections. His work includes supervising civil rights investigators and mediators, resolving discrimination complaints through mediation and investigation, and advancing a three-part framework of prevention, protection, and resolution.

This episode examines why the 1968 Fair Housing Act remains one of the most important civil rights laws in American history—and why enforcement, education, accountability, and community awareness are still necessary nearly six decades later. Eric and Dr. Earwicker discuss the continuing barriers to homeownership, the role of state human rights agencies, and the practical work being done to protect individuals from discrimination in housing, employment, education, and public accommodations.

Profound Quote:

“Fair housing is not merely a legal standard; it is a public promise. It says that where a person lives, builds family, seeks opportunity, and claims belonging must never be determined by discrimination, exclusion, or silence.”

Guest Contact Information:
Dr. Benjamin Earwicker, J.D., Ph.D.
Administrator, Idaho Commission on Human Rights
Idaho Department of Labor
317 West Main Street
Boise, ID 83735-0660
Website: https://humanrights.idaho.gov/
Phone: 208-696-2448
Fax: 208-334-2664
Email: [email protected]

To watch the full episode:
https://thepowerisnow.com/television-shows/
Visit The Power Is Now:
https://thepowerisnow.com

Or download our TV app on your iPhone device:
Apple: https://apps.apple.com/us/app/power-is-now-tv/id1586270818
POWER IS NOW TV - App on Amazon Appstore: https://www.amazon.com/Lightcast-com-POWER-IS-NOW-TV/dp/B09J93WSV5?dplnkId=df387ed2-d012-4fbc-8838-649cb0c6d033&nodl=1
POWER IS NOW TV Lightcast: https://powerisnowtv.lightcast.com/player/56068/56068
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04/28/2026

2026 Fair Housing Series with Cleveland L. Horton II

In this powerful episode of The Power Is Now 2026 Fair Housing Series, Eric Lawrence Frazier, MBA welcomes Cleveland L. Horton II, Executive Director of the Maryland Commission on Civil Rights, for a timely and necessary conversation about the continuing importance of the 1968 Fair Housing Act, civil rights enforcement, public service, equity, and the protection of communities facing housing discrimination.

Mr. Horton brings nearly two decades of experience with the Maryland Commission on Civil Rights and a deeply personal commitment to fairness, dignity, and opportunity for every Marylander. Appointed Executive Director in 2024, he leads the agency with purpose, compassion, and conviction, advancing civil rights not as an abstract legal idea, but as a lived promise that must be protected, enforced, and expanded. His leadership has earned him recognition as one of the “Men to Watch in 2024” by Black Leaders Worldwide and recipient of the 2025 Visionary Leadership Award.

Born and raised in Baltimore, Mr. Horton speaks with authenticity about public service, civil rights, and the responsibility of government agencies to protect people regardless of race, background, identity, or circumstance. His message is clear: fair housing must remain a reality, not merely a hope, a slogan, or a historical memory.

As Mr. Horton states in the episode:

“Every day that I wake up, every day that I put my feet on the ground, I have the opportunity to change the communities that I serve.”

That is the spirit of fair housing. That is the power of civil rights leadership. And that is why this conversation matters now more than ever.

Guest Contact:
Cleveland L. Horton II
Executive Director, Maryland Commission on Civil Rights
Email: [email protected]

To watch the full episode:
https://thepowerisnow.com/television-shows/
Visit The Power Is Now:
https://thepowerisnow.com

Download our TV app on your iPhone device:
Apple: https://apps.apple.com/us/app/power-is-now-tv/id1586270818

POWER IS NOW TV - App on Amazon Appstore:
https://www.amazon.com/Lightcast-com-POWER-IS-NOW-TV/dp/B09J93WSV5

POWER IS NOW TV Lightcast:
https://powerisnowtv.lightcast.com/player/56068/56068

Power Is Now TV on Roku:
https://channelstore.roku.com/details/90ea097813cb850daaf7b715b6817377:7e0ce20e2c82254e0bdf236df03e51ef/power-is-now-tv

📞 Contact Eric L. Frazier, MBA, CEO of The Power Is Now Media
📧 Email: [email protected]
🌐 Website: https://www.thepowerisnow.com/
📞 Phone: (714) 475-8629
CA DRE: 01143484 | NMLS: 461807

✤ Welcome to “The Power Is Now Media Inc.”

Founded in 2009 by Eric L. Frazier, MBA, The Power Is Now Media is a Black-owned multimedia company advocating for homeownership, wealth building, and financial literacy in underserved communities.

📣 We’d love your thoughts on this video! Comment below and let us know how you’re working to promote fair housing in your area.

📺 Watch Our TV Shows: https://thepowerisnow.com/television-shows/
🎧 Listen to the Podcast: https://www.thepowerisnow.com/podcast/
📖 Read our books: https://thepowerisnow.com/bookstore/
📖 Latest Magazine: https://thepowerisnow.com/magazine/
🔗 Follow us on social media:

04/13/2026

Your Trusted Advisor in Business and Wealth.

There’s a lot of talk in the news about affordability and mortgage rates right now, but here’s what almost no one is talking about.
Yes, mortgage rates have been inching up these past few weeks. But it’s still more affordable to buy compared to buyers who made a purchase last year.
Even now, the average monthly payment is about $300 lower than it was just a year ago.
So, while rates have shifted lately, the opportunity to buy hasn’t gone away.
If you want or need to move, let’s talk strategy.
DM me if you want to know what I’m doing to help my clients feel confident moving forward.



Schedule an appointment with me www.itstimetomeet.com
Ericfrazier.com
714-475-8629

04/13/2026

Your Trusted Advisor in Business and Wealth.

Wondering If You Should Still Buy a Home Right Now? Here’s What To Keep in Mind.

Even though there’s some uncertainty, that doesn’t mean you’re out of options.

If you need to move, you still can. Let’s connect so we can explore all your options and make your move happen.

# #

Schedule an appointment with me www.itstimetomeet.com
Ericfrazier.com
714-475-8629

With economic headlines, global events, and near constant talk about affordability, you may be wondering if this is the right time to move.

04/09/2026

Your Trusted Advisor in Business and Wealth.

For some families who want to buy, the numbers just aren’t lining up right now.

Between ongoing affordability challenges and rising childcare costs, it can feel like you have to choose either buying a house or paying for daycare.

But a growing number of people are finding a smart solution where they can do both: buying a multi-generational home.

1 in 7 buyers purchase a home with their parents, grandparents, or other relatives. And here’s how that helps.

By combining incomes and sharing expenses, they can finally afford to buy. And it even makes childcare easier when loved ones all live under one roof.

Sometimes the path to homeownership isn’t doing it alone. It’s doing it together.

Want to explore what this could look like for you? Let’s connect.



Schedule an appointment with me www.itstimetomeet.com
Ericfrazier.com
714-475-8629