05/29/2026
🚨 **BIG NEWS FOR ILLINOIS DRIVERS** 🚨
A major consumer protection bill just moved forward in Illinois — giving YOU more power in your insurance claim.
👉 The amended **Right-to-Appraisal Bill (HB 4160)** passed the Senate and would require insurance policies to include a way for customers to challenge the **amount of loss** when there’s a dispute. [\[Amended Il...riven News\]](https://www.repairerdrivennews.com/2026/05/29/amended-illinois-right-to-appraisal-bill-passed-by-senate-insurance-committee/?fbclid=IwY2xjawSGWotleHRuA2FlbQIxMQBicmlkETFzZUhRaHdKTnpXaElScTRZc3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHuImKbc37W8DHyqQ17yR77yrNRVKnfG6wbTSa1ydUJbxtBBD85mGskq1D0L7_aem_HXvAIaKHsvp8l0AmrB30xg)
💡 **What this means for you:**
If you ever disagree with what the insurance company says your repair is worth, you may have the legal right to trigger an **independent appraisal process** — not just accept their number.
This creates a more balanced playing field between insurance companies and vehicle owners, especially when proper repairs and costs are in question.
⚖️ The appraisal process would involve:
• Each side selecting an appraiser
• A neutral umpire if needed
• A binding decision on the value of the loss [\[Amended Il...riven News\]](https://www.repairerdrivennews.com/2026/05/29/amended-illinois-right-to-appraisal-bill-passed-by-senate-insurance-committee/?fbclid=IwY2xjawSGWotleHRuA2FlbQIxMQBicmlkETFzZUhRaHdKTnpXaElScTRZc3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHuImKbc37W8DHyqQ17yR77yrNRVKnfG6wbTSa1ydUJbxtBBD85mGskq1D0L7_aem_HXvAIaKHsvp8l0AmrB30xg)
📅 If finalized, this would apply to policies starting **July 1, 2027**. [\[Amended Il...riven News\]](https://www.repairerdrivennews.com/2026/05/29/amended-illinois-right-to-appraisal-bill-passed-by-senate-insurance-committee/?fbclid=IwY2xjawSGWotleHRuA2FlbQIxMQBicmlkETFzZUhRaHdKTnpXaElScTRZc3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHuImKbc37W8DHyqQ17yR77yrNRVKnfG6wbTSa1ydUJbxtBBD85mGskq1D0L7_aem_HXvAIaKHsvp8l0AmrB30xg)
***
✅ **Why this matters:**
At Byrd’s Body Shop, we fight for **safe, proper repairs — not shortcuts.**
Legislation like this helps hold the system accountable and gives YOU a stronger voice in the claim process.
***
📩 If you’ve ever felt your insurance estimate didn’t cover proper repairs, message us.
We’ll walk you through your options and make sure your vehicle is repaired the right way.
\
An amended version of Illinois’ right-to-appraisal legislation has been passed by the Senate. The amended HB 4160, as passed by the Senate on Thursday 56-2-0, would require every auto insuran…