01/14/2026
🚗 Windshield Replacement Myths DEBUNKED 🛑
There’s a lot of confusion surrounding windshield replacements and insurance, so we’re here to clear the air. Let’s break down the 3 most common myths we hear every day:
❌ Myth #1: “You must use your insurance company’s shop.”
Truth: You always have the right to choose your repair shop. Insurance companies often try to steer you to the lowest cost option for them, which is rarely the best option for you! This means more often than not you end up with cheap aftermarket glass, an inexperienced technician, and one of the lowest rated glass companies. Remember, like fast food chains, just because you may see them on TV commercials does NOT mean they're good for you! The choice is yours, period. At FreeWindshieldReplacement.com, we believe you deserve high quality glass and an experienced technician working on your vehicle.
❌ Myth #2: “A windshield claim counts like an accident.”
Truth: This is one of the biggest misconceptions. Windshield replacements are filed under comprehensive coverage, not accident or collision claims. They are not treated the same as an accident.
❌ Myth #3: “My rates will go up if I replace my windshield.”
Truth: Most drivers do not see an increase in their rates. Windshield damage is unpredictable and outside of your control, and it does not reflect your future driving risk. Because of that, windshield replacement claims typically have little to no impact on your overall risk score. Insurance companies do not penalize you for filing a windshield claim. When rates do increase, it’s usually due to broader market changes or overall risk adjustments that affect many drivers—not because you replaced your windshield.
Remember: even if you pay $0 out of pocket, you’ve already paid for this coverage through your comprehensive premium. Not using the coverage you’re already paying for simply doesn’t make financial sense.
💡 Know your rights. Use your coverage. Drive safely.
