First Rate Autos

First Rate Autos We are credit union owned and operated, providing straight-forward, haggle-free pricing, a no pressure environment, and guaranteed interest rates.

The only fee is a $250 doc fee. We have no other fees and don't attempt to sell any products or services. Welcome to First Rate Autos! Most car dealers say they are different, but then you find out they are just like all of the rest. They hit you with time-wasting back-and-forth negotiations along with high pressure visits to the "F&I office", where you are presented over-priced financing, warrant

ies, and insurance products. Please allow us the opportunity to prove we are different. We are owned by a local credit union, so we approach car sales from a unique perspective. Our inventory is a mix of repossessed vehicles along with vehicles acquired from auctions and individuals. We provide no-haggle, straight-up, fair pricing. The price is clearly marked on all vehicles. When you buy, you pay the indicated price plus a $250 documentation fee, nothing more. Our six select credit union partners provide financing at a MAXIMUM interest rate of 5.99% APR (with approved credit). If you qualify for a lower rate, you receive a lower rate, but the highest rate you will pay is 5.99% APR (with approved credit). You don't go to the "F&I office" at First Rate Autos. If you finance your purchase, you work directly with your lending institution or one of our credit union partners. They provide the loan and offer their warranties and insurance products, not the over-priced stuff the other dealers push. We hope you can already feel the First Rate Autos difference. But, the absolute best way to experience it is to come by and see us! We are located at 2921 W Hefner Rd and available by phone at 405-330-1400. You can obtain driving directions and hours of service from our website. Thank you for allowing us the honor of serving you and the community!

2025 Kia Telluride S AWDMiles: 52,702Price: $33,999
04/09/2026

2025 Kia Telluride S AWD
Miles: 52,702
Price: $33,999

Silver 2025 Kia Telluride S AWD with Black interior for sale in Oklahoma City. Shop First Rate Autos for great deals on all our Kia inventory.

2021 Dodge Charger SXT RWDMiles: 49,220Price: $20,499
04/09/2026

2021 Dodge Charger SXT RWD
Miles: 49,220
Price: $20,499

Black 2021 Dodge Charger SXT RWD with Gray interior for sale in Oklahoma City. Shop First Rate Autos for great deals on all our Dodge inventory.

2025 Mazda CX-50 2.5 S Preferred Package AWDMiles: 21,116Price: $25,999
04/09/2026

2025 Mazda CX-50 2.5 S Preferred Package AWD
Miles: 21,116
Price: $25,999

Blue 2025 Mazda CX-50 2.5 S Preferred Package AWD with Black interior for sale in Oklahoma City. Shop First Rate Autos for great deals on all our Mazda inventory.

2024 Toyota Tacoma 4WD SR5 Double Cab 5' Bed AT (Natl)Miles: 31,335Price: $37,499
04/08/2026

2024 Toyota Tacoma 4WD SR5 Double Cab 5' Bed AT (Natl)
Miles: 31,335
Price: $37,499

Silver 2024 Toyota Tacoma 4WD SR5 Double Cab 5' Bed AT (Natl) with Black interior for sale in Oklahoma City. Shop First Rate Autos for great deals on all our Toyota inventory.

2019 Chevrolet Tahoe 4WD 4dr LTMiles: 108,512Price: $23,999
04/08/2026

2019 Chevrolet Tahoe 4WD 4dr LT
Miles: 108,512
Price: $23,999

White 2019 Chevrolet Tahoe 4WD 4dr LT with Black interior for sale in Oklahoma City. Shop First Rate Autos for great deals on all our Chevrolet inventory.

2018 Jeep Renegade Latitude 4x4Miles: 75,774Price: $13,999
04/07/2026

2018 Jeep Renegade Latitude 4x4
Miles: 75,774
Price: $13,999

White 2018 Jeep Renegade Latitude 4x4 with Black interior for sale in Oklahoma City. Shop First Rate Autos for great deals on all our Jeep inventory.

2023 Toyota Tacoma 4WD TRD Off Road Double Cab 5' Bed V6 MT (Natl)Miles: 43,888Price: $34,999
04/04/2026

2023 Toyota Tacoma 4WD TRD Off Road Double Cab 5' Bed V6 MT (Natl)
Miles: 43,888
Price: $34,999

Gray 2023 Toyota Tacoma 4WD TRD Off Road Double Cab 5' Bed V6 MT (Natl) with Black interior for sale in Oklahoma City. Shop First Rate Autos for great deals on all our Toyota inventory.

2022 Hyundai Kona SEL Auto FWDMiles: 67,184Price: $14,599
04/03/2026

2022 Hyundai Kona SEL Auto FWD
Miles: 67,184
Price: $14,599

Red 2022 Hyundai Kona SEL Auto FWD with Gray interior for sale in Oklahoma City. Shop First Rate Autos for great deals on all our Hyundai inventory.

2021 Honda Accord Hybrid Touring SedanMiles: 58,576Price: $27,499
04/02/2026

2021 Honda Accord Hybrid Touring Sedan
Miles: 58,576
Price: $27,499

Silver 2021 Honda Accord Hybrid Touring Sedan with Black interior for sale in Oklahoma City. Shop First Rate Autos for great deals on all our Honda inventory.

2019 GMC Acadia FWD 4dr DenaliMiles: 98,421Price: $20,499
04/01/2026

2019 GMC Acadia FWD 4dr Denali
Miles: 98,421
Price: $20,499

Pearl White 2019 GMC Acadia FWD 4dr Denali with Tan interior for sale in Oklahoma City. Shop First Rate Autos for great deals on all our GMC inventory.

2021 Ford EcoSport S FWDMiles: 97,033Price: $10,999
03/31/2026

2021 Ford EcoSport S FWD
Miles: 97,033
Price: $10,999

Black 2021 Ford EcoSport S FWD with Gray interior for sale in Oklahoma City. Shop First Rate Autos for great deals on all our Ford inventory.

2023 Nissan Kicks SV FWDMiles: 62,978Price: $16,999
03/30/2026

2023 Nissan Kicks SV FWD
Miles: 62,978
Price: $16,999

White 2023 Nissan Kicks SV FWD with Black interior for sale in Oklahoma City. Shop First Rate Autos for great deals on all our Nissan inventory.

Address

2921 West Hefner Rd
Oklahoma City, OK
73120

Opening Hours

Monday 10am - 6pm
Tuesday 10am - 6pm
Wednesday 10am - 6pm
Thursday 10am - 6pm
Friday 10am - 6pm
Saturday 10am - 2pm

Telephone

+14053301400

Website

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Our Story

Look, we understand shopping for the right vehicle can be nerve-racking. That's why we make the process easy. What you see is what you get at First Rate Autos. No hassles...just good deals. 4.99% financing on all vehicles regardless of the vehicles model year with approved credit. All financing is handled through local credit unions.