City World Credit Solutions

04/04/2012

Are you one of those individuals that unfortunately have an specific credit challenge (bankruptcy, repossession, foreclosure, slow pay, etc) and need a vehicle? We can help you get on your feet and re-establish your credit with an auto loan. Call us with your questions about our programs at 1-866-611-7320, or e-mail us at [email protected]

11/10/2011

Helping Yourself
Step 1: Tell the consumer reporting company, in writing, what information you think is inaccurate. Include copies (NOT originals) of any documents that support your position. In addition to providing your complete name and address, your letter should identify each item in your report you dispute; state the facts and the reasons you dispute the information, and ask that it be removed or corrected. You may want to enclose a copy of your report, and circle the items in question. Send your letter by certified mail, “return receipt requested,” so you can document that the consumer reporting company received it. Keep copies of your dispute letter and enclosures.
Your letter may look something like the one below.

11/10/2011

Sample Dispute Letter
Date
Your Name
Your Address,
City, State, Zip Code

Complaint Department
Name of Company
Address
City, State, Zip Code

Dear Sir or Madam:

I am writing to dispute the following information in my file. The items I dispute also are encircled on the attached copy of the report I received.

This item (identify item(s) disputed by name of source, such as creditors or tax court, and identify type of item, such as credit account, judgment, etc.) is (inaccurate or incomplete) because (describe what is inaccurate or incomplete and why). I am requesting that the item be deleted (or request another specific change) to correct the information.

Enclosed are copies of (use this sentence if applicable and describe any enclosed documentation, such as payment records, court documents) supporting my position. Please investigate this (these) matter(s) and (delete or correct) the disputed item(s) as soon as possible.

Sincerely,
Your name

Enclosures: (List what you are enclosing.)

11/08/2011

DID YOU KNOW that three little numbers (your credit score) could end up saving you hundreds, or even thousands, of dollars? Lenders use credit scores to help them determine the "credit worthiness" of consumers applying for credit cards, lines of credit, or loans. The applicant's credit score will probably be used for figuring out whether he or she qualifies for credit, and if so, what terms and interest rates he or she will receive.

Credit scores are calculated based on data in your credit reports and, as fluid numbers, change over time, sometimes on a daily basis! That's why it's so important to stay on top of your credit reports for changes that could affect your credit scores

10/15/2011

You see the advertisements in newspapers, on TV, and on the Internet. You hear them on the radio. You get fliers in the mail, and maybe even calls offering credit repair services. They all make the same claims:

“Credit problems? No problem!”

“We can remove bankruptcies, judgments, liens, and bad loans from your credit file forever!”

“We can erase your bad credit — 100% guaranteed.”

“Create a new credit identity — legally.”

10/15/2011

The Federal Trade Commission (FTC) says do yourself a favor and save some money, too. Don’t believe these claims: they’re very likely signs of a scam. Indeed, attorneys at the nation’s consumer protection agency say they’ve never seen a legitimate credit repair operation making those claims. The fact is there’s no quick fix for creditworthiness. You can improve your credit report legitimately, but it takes time, a conscious effort, and sticking to a personal debt repayment plan.

10/13/2011

If you're currently in the market for a New or Quality Pre-Owned vehicle, now is time to visit Eddie Munoz at CITY WORLD TOYOTA. We have one of the areas largest selections of New and Quality Pre-owned vehicles to choose from, with a name that you can trust. Call us at 323-41DRIVE, or visit us at www.youcangetacar.com, enter PIN C3445

More Auto Sales Leads = More Sales. Your Hot Leads has provided dealers with customizable criterea auto sales leads for over 10 years.

10/08/2011

As the saying goes, “If you do what you always did, you’ll get what you always got.” To build new credit, you must replace your credit-damaging spending habits with some new, better ones. Otherwise, you’ll end up back where you’ve worked so hard to get away from.

10/08/2011

The brand new 2012 Toyota Camry is here!

10/07/2011

Columbus Day is approaching and our department is willing to work with you and lead you into the right path of credit re-establishment. Call us at 323-41DRIVE or visit us at www.youcangetacar.com, enter PIN # C3345.

More Auto Sales Leads = More Sales. Your Hot Leads has provided dealers with customizable criterea auto sales leads for over 10 years.

10/02/2011

Are you one of those customers that have been treated poorly at other dealerships due to your credit? It's time to visit Automotive Credit Solutions at City World Toyota. We have a very high customer satisfaction ratio based on approvals. Our Department helps people that have had some type of credit issues. Call us for an appointment at 323-41DRIVE, or visit us at 3333 Boston Road, Bronx NY. Ask for Eddie or Nelly

10/01/2011

Tomorrow, our department will be open from 9am to 6pm to assist anybody who is interested in re-establishing credit with an auto loan. Our address is 3333 Boston Road. Bronx, NY 10469. Please ask for Eddie or Nelly. Mention code FBFAN. We will be more than happy to assist you with your current automobile needs. if you need directions, call us at 323-41DRIVE.