Kentucky Family Farm & Auto

08/06/2026

Your horse is more than livestock — it’s part of your family and your livelihood.

Daily tip: Keep updated medical records. Quick access to vet notes, vaccinations, and treatment history can speed up claims and ensure your policy works exactly when you need it.

Kentucky families deserve coverage as strong as their horses.

Send a message to learn more

08/03/2026

Good morning KFFA Fam!

🌾 Shopping around for farm insurance can feel like a full-time job. As a family-owned agency, we know how much your farm means to you—because family businesses protect family operations.

Here is why working with an independent agency makes your coverage simple:
📋 More Choices, Better Savings. Instead of shopping one company, we compare multiple national and specialized farm insurance carriers at once to find your family the best rates.

🚜 Custom Coverage for Your Operation. Whether you have livestock, valuable equipment, or complex outbuildings, we tailor your policy so you only pay for the protection your unique farm actually needs.

🌦️ Local Expertise. We live and work right here in your community. We understand our local weather risks, soil conditions, and regional farming challenges.

🤝 An Advocate in Your Corner. If disaster strikes and you need to file a claim, you don’t have to deal with a 1-800 number alone. Our family stands by yours to handle the heavy lifting with the carrier.

08/02/2026

Why Your Equine Liability Insurance Matters (And What It Covers)

🤖Did you know that Kentucky’s Equine Activity Liability Act does not completely shield horse businesses from lawsuits? While the law recognizes the natural risks of horses, you can still be held liable if a court finds negligence.

That is where a specialized Equine Commercial Liability Insurance Policy steps in. It provides the legal defense and financial protection your program needs if an accident happens.

Here is exactly what a proper liability policy protects you from:Legal Defense Costs: Covering attorney fees and court costs, which can easily reach thousands of dollars even if you did nothing wrong.

Medical Settlements: Paying for a student's medical bills or rehabilitation costs if they are injured during a lesson.

Negligence Protection: Shielding your business if a claim arises over an improper horse-to-rider match or faulty tack.

Property Damage: Protecting you if a horse escapes or acts out and damages a client's or neighbor's personal property.

We invest in comprehensive equine liability insurance because we care about the long-term safety of our riders, our staff, and our community!👇 Have questions about our safety standards or insurance coverages? Let us know in the comments below

08/02/2026

.🛑 A signed liability waiver is NOT a bulletproof vest.

🛑Many equine professionals think a signed liability release form completely protects their business. The truth? It is only one line of defense, and you can still face devastating lawsuits.

Horses are massive, unpredictable animals. If a horse kicks a visitor, a student is injured during a lesson, or a boarder’s horse breaks through a fence, a personal homeowner or standard farm policy will not cover your business operations.

To fully protect your livelihood, you need a dedicated Commercial Equine Liability policy that covers:
🔹 Third-Party Bodily Injury: Medical expenses if a student, guest, or spectator gets hurt.
🔹 Property Damage: Cost of repairs if a loose horse damages someone else's property.
🔹 Legal Defense Fees: Lawyer and court fees to defend your business, even if the lawsuit is completely groundless.

Don't wait for an accident to find out where your coverage gaps are. Your passion is your livelihood—let's make sure it's fully protected

📲 Send me a private message or click the link in our bio to set up a quick, free coverage review!

08/02/2026

"Horses are unpredictable. Your insurance shouldn't be."

🌀🐴Working with horses professionally comes with massive liability exposure, even if you only teach a couple of lessons a week.

A proper Commercial Equine Liability policy protects you against third-party lawsuits for:

🔴 Bodily Injury: If a student, guest, or clinician is hurt on your property.

🔴 Property Damage: If a horse escapes and wrecks a neighbor's property.

🔴 Legal Defense Fees: Even if a lawsuit is groundless, lawyer fees can destroy a business without insurance coverage.Protect your passion and your pocketbook.

Contact us today for a quick coverage review

502 744 9020 [email protected]

! you want, let me know:

08/02/2026

I know a lot of Ag folks do not have health insurance. This can help navigate those times. I don't promote this much. But...I can say how much a supplemental health plabs helps folks. Dowa not effect or contingent on having a health insutance policy. These are stand alone. And YOU are oaid....not the health facilities.

[email protected]

07/23/2026

One Month to Go...Register Today:
👉https://www.kysheepandgoat.org/product-page/2026-kswpa-field-day

paid for by the Kentucky Sheep and Goat Council

07/23/2026

Woot

🌾 Welcome New Member: Kentucky Family Farm & Auto ! 🌾

Please join us in welcoming Kentucky Family Farm and Auto Insurance to the Oldham Chamber & Economic Development!

More about them:

"We insure horse farms and family farms. Building relationships with farming, equine, and cattle industries. Let us design a policy for you, your family, your farm, and your specific needs."

We're excited to have Kentucky Family Farm and Auto Insurance as part of our Chamber community. Please join us in giving them a warm welcome!

07/07/2026

Set up a no obligation Business Owner Policy review with us. Make sure you have what you actually need!

07/05/2026

Call us for your Equine and Farm needs. 502-744-9020