Apple Valley Collision

12/25/2025

We hope you all have a Merry Christmas!

07/05/2025

Happy Independence Day!

05/26/2025

Memorial day is the day we remember and we honor the brave men who fought for this country and didn't make it home. Greater love has no one than this: to lay down one's life for one's friends. We will always be in their debt.

01/01/2025

Happy New Year!

12/25/2024

11/28/2024

Happy Thanksgiving!

05/27/2024

Today, and every day, we honor and remember everyone who made the ultimate sacrifice so we could live free. 🇺🇲

12/15/2023

Apple Valley Collision is certified by Nissan, FCA (Dodge, RAM, JEEP, Chrysler), Hyundai and KIA. You will find us on all of their Certified Collision repair center locators

SCRS Consumer Tip: OEM Certified Requirements

https://www.youtube.com/watch?v=8QyT6jccMp4

Receiving safe, proper repairs is one of the most essential parts of seeking out the right repair facility to work with. Many automakers have developed programs to recognize repair facilities that have met specific criteria and committed to a standard to produce proper repairs through a commitment and investment in training, equipment, and adherence to following procedures.

Oftentimes these facilities are audited for adherence to the specified criteria, and the training is an ongoing process in becoming, and staying, certified. And then when it is time to find a facility for your vehicle, you can often find the business who’ve been recognized by the OEM – including many independent repair facilities – on unique online locators.

10/31/2023

We don't often share long articles, but this one is a must-read because it directly impacts you as a customer. Whether you have health, home, auto insurance, or all of them, it's crucial to stay informed and educated about the ever-evolving industry that does not work in your favor by design.

“One possible way insurers limit how much they pay on claims is by simply paying less on a batch of claims and seeing how many customers complain. If the number of complaints doesn't reach a certain threshold — say, 5% of claim decisions result in a formal complaint — then the amount paid is lowered even further with another batch of claims. The process of lowering payouts, which can be automated by AI tools, is continued until that threshold of complaints is reached.

Insurers can also use their data-driven analysis of customers to predict who is prone to complain and preemptively offer them a fairer deal than those who are more likely to just accept what they are offered. Or, they can target customers with low credit scores — which indicates they might have money troubles and need cash right now — and offer them a quicker, no-hassle process in return for a reduced payout.

In addition to dragging out claims until customers just give up, recent reporting by ProPublica found that the health insurer Cigna uses a system that helps doctors instantly reject a claim on medical grounds without opening the patient file, forcing customers to go through a tortuous appeals process. "Cigna adopted its review system more than a decade ago," writes ProPublica, "but insurance executives say similar systems have existed in various forms throughout the industry."

Link to the full article in comments. It is more important than ever to speak up to your insurance company. They are a business and you are their client.

Home, health, and auto insurers are using creepy new technology to jack up your premiums and deny your claims.

07/04/2023

🎆 🇺🇸 Happy 4th of July to all of our valued customers! We're profoundly grateful for your continued support. As we celebrate this day of independence, may your day be filled with joy, peace, and spectacular fireworks. 🎆 🇺🇸