04/27/2026
🚨The more you know!!!🚨
In Georgia, insurance consumers have the right to choose their own auto repair shop and cannot be forced by insurers to use a specific facility, as protected by Georgia law (O.C.G.A. § 33-34-6) and recent anti-steering legislation. Insurers cannot steer customers to preferred shops, imply claim denials for using independent shops, or ignore manufacturer repair procedures.
BillTrack50
BillTrack50
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Key Georgia Insurance Repair Rights (Auto)
Freedom of Choice: You have the right to select any repair shop of your choice. Insurers are prohibited from requiring you to use a specific shop, particularly those in which they have a financial interest.
Anti-Steering Protections: Insurers cannot tell you that using a non-preferred shop will result in delays, reduced payments, or denial of claims.
Quality Repairs: The insurer's estimate must be reasonable and sufficient to restore the vehicle to its pre-accident condition.
Manufacturer Standards: Insurers cannot require repairers to deviate from, or omit, proper OEM (Original Equipment Manufacturer) repair procedures.
Supplemental Payments: If your chosen shop finds that necessary repairs exceed the insurer’s initial estimate, the insurer must respond within 15 days, either paying for the extra costs or recommending a shop that will do it for the lower price.
Georgia.gov
Georgia.gov
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Local, state, and federal government websites often end in .gov. State of Georgia government websites and email systems use “georgia.gov” or “ga.gov” at the end of the address. Before sharing sensitive or personal information, make sure you’re on an official state website.
