CFLAuto Appraise

CFLAuto Appraise A Division of Absolute Appraisal & Adjusting LLC

#1 Provider of Certified Auto Appraisals

Focused to help navigate Auto Insurance, Total Loss, Diminished Value, and more...

Contact us today for a FREE Consult

This story is one of my favorites and the reason why I love this type of work so much. The owner of this 2004 Chevrolet ...
07/16/2026

This story is one of my favorites and the reason why I love this type of work so much. The owner of this 2004 Chevrolet Silverado calls me and was distraught over the Total Loss of his father's prized possession. The insurance company was wanting to total this truck out over rear bumper damage and left bedside damage. I went to inspect the truck and visually was not able to identify any Frame damage. The insurance company was valuing the truck at $4,000 and the damage estimate was getting close to the 80% threshold so they wanted to deem it a total loss. I was able to negotiate the value of the truck to $9.300 which put the damage estimate well under the 80% threshold, thereby forcing the insurance company to repair the truck. The son called me to tell me the good news and informed me that his father was diagnosed terminally and just wanted to see his truck back on the road before he passed, which I was able to help facilitate.

NEVER take the insurance company's first offer!! Contact CFL Auto Appraise today for a FREE Consult after a car accident. 407-791-4034

Today we have a 2021 Tesla Model S Plaid. I receive a phone call from the owner who states that the car was involved in ...
07/15/2026

Today we have a 2021 Tesla Model S Plaid. I receive a phone call from the owner who states that the car was involved in a Total Loss scenario and he is in need of Appraisal Clause Representation as the insurance company has offered only $127,000 on his car. I set out to perform the best possible inspection and provide the best Certified Appraisal Document possible, as I do for ALL my customers. In the end, I found comparable cars ranging in sale price from $133,000 to $136,000. I submitted my findings to the vehicle owner and the insurance companies appointed appraiser. After some negotiating, the other appraiser and I came to the conclusion that this 2021 Tesla did have in fact an Actual Cash Value of $134,000.

NEVER take the insurance company's first offer! You might leave $7,000 in the hands of the insurance company if you do! Contact CFL Auto Appraise for a FREE Consult today. 407-791-4034

Why would an insurance company offer you $14,000 less than what a vehicle is valued at in the event of a Total Loss? Bec...
07/14/2026

Why would an insurance company offer you $14,000 less than what a vehicle is valued at in the event of a Total Loss? Because they want you to take the first LOWBALL offer they give and they put $14K back into THEIR pockets!! This 2020 Mercedes Sprinter owner called me after she suffered a total loss and told me the story. The insurance company was offering a laughable amount on a high-dollar vehicle. I went to work right away and prepared a Certified Auto Appraisal report that reflected the ACV (Actual Cash Value) of this Mercedes and negotiated $14,000 back into the pocket of its owner!!

NEVER take the first offer!! Call CFL Auto Appraise today for a FREE Consult after an accident or loss on a vehicle. 833-888-VALU(8258) or 407-791-4034

This 2021 RAM TRX has a 707HP HellCat Engine in it right from Dodge. It is a Performance Vehicle through and through. Wh...
07/13/2026

This 2021 RAM TRX has a 707HP HellCat Engine in it right from Dodge. It is a Performance Vehicle through and through. When the unfortunate happens your insurance is there to help you through this tough time. But do they?? This client called me and was irate that the insurance company offered him $71,073 on his RAM TRX. After hiring CFL Auto Appraise to represent him in the Appraisal Clause situation that he was facing. We got him $92,456!! We put $21,383 BACK into his pocket on a fair settlement that we negotiated on his behalf.

NEVER take the insurance company's first offer!! Call CFL Auto Appraise for a FREE Consult. Let us help you put the money you rightfully deserve, back into YOUR pocket. 833-888-VALU(8258) or 407-791-4034

The owner of this 1984 Porsche Carrera contacted CFL Auto Appraise to provide a Fair Market Valuation of his car. This c...
07/10/2026

The owner of this 1984 Porsche Carrera contacted CFL Auto Appraise to provide a Fair Market Valuation of his car. This car was basically a time capsule. It was barely driven and it showed. It almost looked like it should be on the showroom floor at the local Porsche dealer. Super low miles, perfect paint and interior, and excellent mechanical condition all played a part in the valuation process to determine a fair selling price for this 1 owner car.

Looking to sell your barely used Classic? Contact CFL Auto Appraise for a FREE Consult. 407-791-4034

Many Banks, Lending Institutions, and Finance companies are now requiring an Independent 3rd Party Appraisal before they...
07/09/2026

Many Banks, Lending Institutions, and Finance companies are now requiring an Independent 3rd Party Appraisal before they will lend on used cars. Why you may ask? Because in the event the loan is defaulted on, they want to make sure the collateral provided is sufficient to cover the debt.

In this case, we have a 2015 Chevrolet Suburban that was being offered by a local dealer. During the inspection process, I was able to identify and verify the "Rebuilt" status of this truck along with a CARFAX and or AUTOCHECK report. A rebuilt title will ALWAYS affect the value of the vehicle and can never be overlooked.

Buying/Selling/Trading. Getting an Appraisal can not only help you secure financing, but also raise awareness to any potential undisclosed prior incidents with the subject vehicle.

CFL Auto Appraise provides a FREE AUTOCHECK report with every Fair Market Value Appraisal Report. Contact us today for more information. 407-791-4034

In the summer of 2022, I was lucky enough to take my 1969 Camaro on the Hot Rod Power Tour. Something a buddy of mine an...
07/08/2026

In the summer of 2022, I was lucky enough to take my 1969 Camaro on the Hot Rod Power Tour. Something a buddy of mine and I had been talking about doing for years. It finally worked out and my buddy who lives in Lincoln, NE met me in Memphis, TN for the kick-off to the 5-day event.

I put on roughly 2500 miles in 7 days and my friend was closer to 3000 miles in the same amount of time. The Power Tour went from Memphis, TN - Nashville, TN - Birmingham, AL - Pensacola, FL - Atlanta, GA.

In the future, there are so many of these events I hope to take part in... Cruisin' The Coast, Bandit Run, and The Great Race just to name a few... My wife and I are planning on taking my 1970 Chevy Suburban, loading up the dog, and running Route 66 in the very near future, hoping to camp along the way and see the backroads of this great country.

What are some road trips you are wanting to take or are planning to do?? List them below and share some more ideas to get out and see the countryside.

When the owner of this truck called me he told me that his 2001 F250 4X4 Crew Cab was struck by lightning and the insura...
07/07/2026

When the owner of this truck called me he told me that his 2001 F250 4X4 Crew Cab was struck by lightning and the insurance company wanted to Total the truck over this incident. They valued the vehicle extremely low in an attempt to Total Loss the truck rather than repair it.

If you know, you know.... these Ford 7.3L Diesel trucks are like GOLD in the 4X4 community, and this one having only 91K miles on the clock was not ready for the crusher just yet. I have dealt with several adjusters and several insurance companies that don't realize the value of these early 2000s 7.3L diesel trucks and unfairly value them causing a total loss scenario. I have had adjusters use insufficient comparable units in their valuation methods, I have seen 4WD units compared to 2WD units and vice versa. I have seen units with the 6.7L Diesel engine compared to units with the 7.3L Diesel engine. They keep trying to compare apples to oranges. I have even seen an insurance company use 1/2 Ton units as comps on 3/4 Ton units...

In this scenario, I was NOT going to let any of these shenanigans fly and we found solid comparable units and provided the insurance company with a bulletproof report that reflected an ACV (actual cash value) that truly represented this truck.

The insurance-appointed appraiser was in complete agreement with my assessment of this truck and we forced a complete repair of the truck. This F250 has plenty of life left in her and thankfully will get to live it out.

NEVER take the first offer in a Total Loss situation!! Get it appraised. Contact Jim at CFL Auto Appraise for a FREE Consult. 407-791-4034

Oh, the games Insurance Companies play... The owner of this 2006 Acura TL contacted me to vent over the fact that she fe...
07/06/2026

Oh, the games Insurance Companies play...

The owner of this 2006 Acura TL contacted me to vent over the fact that she felt like the insurance company was trying to pull a fast one on her with a low offer on her Acura after a Total Loss accident.

Yes, this car had "high" miles on it, that part could not be disputed. But offering her a measly $4,900 by stating that it was in poor condition was just outright highway robbery, and really... just not honest.

Here is another case of the insurance-appointed appraiser and I having a brief conversation over the value of this car and being in agreement with each other immediately. We both agreed the ACV (actual cash value) of this car was $7,500, putting $2,600 back into the vehicle owner's pocket, where it belonged.

NEVER take the insurance company's first offer!!! Get it appraised! Contact Jim at CFL Auto Appraise for a FREE Consult

407-791-4034

I love my job, there is no 2 ways about it. Sure, like any job it has its moments, but overall, I love this type of work...
07/03/2026

I love my job, there is no 2 ways about it. Sure, like any job it has its moments, but overall, I love this type of work. This 1966 Ford Mustang is a bit of a double-edged sword though. I hate to see families get ripped apart over possessions and money, but I sure do love "Barn-Find" Muscle Cars!!

I received a phone call from a New York-based law firm stating that they needed an Expert Opinion on the value of a car located in South Florida that was the centerpiece of a family dispute. It seems back in the early 80's the owner of this 1966 Ford Mustang Shelby GT350 knew his time on earth was limited and gifted the car to his then 6-year-old Nephew. The boy's mother decided she would store the car until he was old enough to drive. When that time came she made the decision to keep the car in storage as it was just way too much car for a 16-year-old to have as their first car. So there it sat, arguably one of the most sought-after, holy grail mustangs... preserved in storage.

Fast forward to today. The mother still has possession of the Mustang as the boy decided he really didn't want anything to do with the car. Now another family member has stepped in and decided that they should have the car and have started a lawsuit to try and take possession of this Highly Valued piece of history.

One thing I have learned in life is that there are 3 sides to every story, YOURS... MINE... and the TRUTH.

The story I told here is just one side as told by the current caretaker of this Time Capsule.

But this did check out to be a Numbers Matching Shelby GT350 with the original 306HP 289CID V8 and 4 Speed Manual Transmission. It still has in place the plastic side windows, the original fiberglass hood, the aluminum high-rise intake manifold, and all the other Shelby GT350 awesomeness that came with the car in 1966!!

Even though this is one cool Mustang, Don't EVER let money or possessions destroy your family, it's just not worth it. If you ever find yourself in a situation where a Value is needed on a Barn-Find Muscle Car, Contact Jim at CFL Auto Appraise for a FREE Consult. 407-791-4034

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