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CFLAuto Appraise

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Kissimmee, FL
CFLAuto Appraise

CFLAuto Appraise #1 Provider of Certified Auto Appraisals

Focused to help navigate Auto Insurance and more A Division of Absolute Appraisal & Adjusting LLC
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07/26/2024

Most classic car owners already know the value of their ride and the last thing they want is some appraiser telling them what they think it's worth.

BUT...
.. when you need an appraisal, you need an appraiser.

In the case of this 1955 Chevrolet 3100, the need for a Certified Auto Appraisal came when the buyer was looking to finance the purchase of this recently restored truck. The Credit Union he was dealing with did not feel comfortable assigning a value to the vehicle for collateral purposes. I was able to inspect, research, and justify a Fair Market Value by completing a Certified Appraisal Report for the buyer and he was able to secure financing.

Are you in need of a Certified Auto Appraisal? Contact Jim at CFL Auto Appraise for a FREE Consult. 407-791-4034

07/25/2024

There are a couple of local Classic Car Dealers that have dubbed me "The Deal Killer" To which I generally have to respond with a chuckle...

The truth is I don't kill deals, I just present the facts. When a claim is being made about a car, I do my best to substantiate the claim.

In the case of this 1979 Datsun 280Z, the seller advertised this car as an ALL-ORIGINAL car with original paint and sheet metal, never been repainted, etc... the problem is I found body filler in the Front Right Fender and Right Door. Unless there is some new technique to somehow get body filler under the original paint that I am not aware of, this car has been repainted. Maybe not a total 100% repaint, but repainted nonetheless.

My intention is NEVER to kill a deal, but my intention is ALWAYS to represent the truth and the facts about what is discovered during an inspection.

Don't buy that next classic or "new to you" car without having it inspected first. Contact Jim at CFL Auto Appraise for a FREE Consult.

407-791-4034

07/24/2024

All work and no play makes YOU burnt out, overworked, and a slave to the grind... I lived in Minnesota for most of my life and just last weekend realized the beauty of a location I never knew existed. This location is only accessible by ATV and is absolutely, 100% worth the effort to get there.

It truly felt like the most peaceful place on the planet when we got there and was an almost spiritual experience to be there and take in the beauty of the land below us.

Take some time to explore an area that you thought you already knew. Its a beautiful country we live in, make sure you don't miss out on any of it!!

07/23/2024

2018 Chevrolet Equinox LT FWD - deemed a Total Loss by the insurance company.

Insurance Companys Initial Offer = $17,499.00

CFL Auto Appraise ACV Valuation = $19,580.00

Agreed ACV determined and agreed upon by the insurance-appointed appraiser and CFL Auto Appraise = $19,141.00

Difference of $1,642.00

NEVER take the insurance company's first offer, ALWAYS get it appraised. Contact Jim with CFL Auto Appraise for a FREE consult to find out if the offer on your Total Loss is fair.

407-791-4034

07/22/2024

This 1965 Buick Riviera and 1969 Pontiac Firebird were awoken from their slumber. Stored away in a quiet garage right down the street from -you and me.

The owner of these 2 classics passed away and unfortunately did not have them properly listed in a will.

To appease the courts, a Fair Market Valuation was required to move forward with the probate/estate situation.

If you are in need of a Fair Market Valuation to satisfy the courts, call Jim at CFL Auto Appraise to find out more info.

As always, consultations are FREE - 407-791-4034

07/19/2024

You know what really grinds my gears?!?!? (Family Guy quote) People that drag their feet and do not do their job thinking that they will get away with something...

Let me explain... In April 2024, a gentleman contacted me because he felt his insurance company was lowballing him on his Total Loss Settlement offer. I looked at his offer and put together an ACV report that reflected the true value of his 2020 Hyundai Sante Fe.

The insurance company offered him $18,641 for his Sante Fe and I found a value of $23K. I wrote and submitted my report to the insurance company on April 15, 2024.

A few days went by, and I submitted my report again, sent an email, made a phone call, and left a message... all to radio silence.

A couple of weeks went by, nothing changed.

Finally, we made a formal complaint to the Department of Insurance. It was truly amazing how this finally lit a fire under someone's A$$!!

Once the adjuster finally did her job, I was able to wrap this up in under 18 hours for pretty much the entire amount I valued this car at.

I swore I would not blast insurance companies by name or adjusters that work for said insurance carriers, but this one really makes me want to put the entire company on blast publicly.

On a positive note, the vehicle owner was made whole and extremely grateful for the final outcome.

As always, NEVER take the first offer get it appraised.

Contact Jim at CFL Auto Appraise 407-791-4034

07/18/2024

Let's face it, life happens. Divorce is sometimes inevitable... and when it does happen, it doesn't always bring out the best in people. Sometimes people get greedy, and sometimes people just do not know any better and make assumptions based off of TV shows and other forms of media.

A 1950 Studebaker that has been sitting next to a shed for the better part of 2 decades is not worth top dollar no matter if it's in an auction situation or not. The reality is, NO ONE will be getting rich off the sale of this car.

If you find yourself in a situation where someone is claiming a value on a car that you disagree with, Get it Appraised.

Contact Jim at CFL Auto Appraise for a FREE Consult. 407-791-4034

07/17/2024

Sometimes my job can be kind of expensive...

In late October 2020, a gentleman called me and said he was looking to get 2 appraisals done. First, he was looking to find out the Diminished Value of his 2010 Chevrolet Camaro after a No-Fault accident he was involved in. 2nd he wanted to get a Fair Market Valuation on a 1969 Chevrolet Camaro that he was thinking about selling.

I showed up at his house like I always do for inspection and had a quick conversation with the owner of these 2 fine cars and then went to work inspecting.

By the time I had finished, I was in love with the '69 Camaro. I went home that day with a smile on my face because I had just made a deal on the car. I had about an hour's drive home to figure out how to tell my wife I had bought yet another car... (luckily my wife is pretty cool and just kind of shook her head and smiled when I told her)

I have taken this Camaro on Hot Rod Power Tour, won a couple of trophies at local car shows and genuinely just love driving this car.

The top pic is of the day I inspected it and the bottom pic was taken at Nashville Speedway during the Hot Rod Power Tour event.

Got a classic car that you want to sell?? Get it appraised and Jim with CFL Auto Appraise just may buy it from you on the day of inspection!! 😆

07/16/2024

I remember when I was a kid my dad would play a game with me as we drove down the road. I would have to identify the cars, pickups, and semi-trucks as they were approaching. Was it a Ford? a Chevy? a Peterbilt? a Kenworth?? I even got to the point where I could start telling him what year the vehicle was in many cases...
.. I honestly still play the game to this day as I drive down the interstates and back roads.

I miss the years of the auto manufacturers having 1 year only cars like the 1958 Chevrolet Impala. you could spot that car a mile away and know what you were looking at... I know, I know... it's not cost-effective to build vehicles that way anymore, and probably never was... BUT, I personally think it's a tough argument to think that a Tesla is a better-looking car than a '57 Chevy Bel Air...

Unfortunately, car manufacturers have no identity anymore... everything looks the same. I struggle with identifying these new cars if I can't see the name plate somewhere on the car. They all look the same to me...

07/15/2024

Here is a crazy one for you. A client that has used my services before contacts me and tells me he's got an odd one that he needs a Fair Market Valuation on. Since I am always open to a challenge and always willing to learn something new, I told him I would be there and handle the situation for him.

Upon arrival, I find a 1968 Mercury Cyclone GT "Tiny Lund' #16 NASCAR replica. What an incredible tribute car build. Just a really cool tribute to the original car that someone had put a lot of time, money, and love into to make right.

This one took some time, research, and digging to get a Fair assessment of the value, but in the end, the owner was happy.

Do you have a 1 of 1 car that needs an appraisal value assigned to it?

Contact Jim with CFL Auto Appraise for a FREE Consult

407-791-4034

07/12/2024

When I was 16 years old. I had a 1973 Chevy 1/2 Ton 2WD pickup. Growing up in Minnesota I thought it was ridiculous that 2WD pickups even existed. So I set out to change my situation.

I wanted a 4WD pickup, but couldn't afford one on my part-time salary from my after-school job fixing tires and changing oil, and pumping gas at the local filling station. I had no experience taking on what I was about to do. I didn't really have the tools to do this job correctly and had absolutely NO idea what I was doing. Like everything in my life, I swung for the fences and hoped for the best.

I bought a 4WD chassis for $300 and went to work... It took me a few weeks, in the dead of winter, in a garage with no heat, but I managed to build myself a 4WD truck. When it got towards the end of the project, I started skipping school to work on the truck. The things I learned from that project have stuck with me to this day. Not only did I gain valuable knowledge and skills by diving head first into a crazy project I had no business taking on, but I also gained the confidence to take a risk, try new things, and not be afraid of the unknown.

I wish I had this truck back just for the story more than anything. I sold it a couple of years later to a local farmer and it sat next to the highway in plain view for the next 15 or so years. I always thought about pulling in and seeing if I could buy it back but never did...

I guess its forever in the "The One That Got Away" column...

07/12/2024

One of my favorite places to be, 2 lane blacktop, back road… somewhere in Minnesota as the sun is setting… just me, a 1968 Pontiac, ditch full of deer ready to jump in front of me and a really good Agreed Value insurance policy…

07/11/2024

Not much to even say here.

I think this review sums it up...

NEVER take the first offer... GET IT APPRAISED

07/10/2024

FAST CARS & LOUD GUITARS!!

When I was a kid, I built models, as most young boys do. I built models of classic cars, constantly. I probably took it a bit too far, I had a model built for every car between 1932 and 1970. I would get on a kick and build ALL of the 1950's era Chevy cars. After that, I would build all of the Pre-War and Post-War Fords... and the trend continued. It became an obsession...

When I turned 10, I convinced my mom into buying me an electric guitar and amp. I had been plinking away at the acoustic for about a year and discovered it was really hard to be cool like my heroes in Motley Crue and Aerosmith with only an acoustic guitar. When she finally gave in I had the choice that Christmas between a Video Game Console and an electric guitar. I am SOO glad I made the choice I did. I still don't play video games to this day...

The reason I write all of this in a Social Media post is this. These 2 obsessions that started in the early 80s became a way of life for me. I have owned many of the real-life versions of the models I built as a child and buying and selling guitars is a constant in my house. I am thankful I was given the opportunity to discover my passions at an early age and have never really walked away from either passion as I grew older.

My 2 first loves in this world... Fast Cars & Loud Guitars!

07/09/2024

I have said it before and I will say it again... AND I will keep saying it until EVERYONE knows...

𝐍𝐄𝐕𝐄𝐑 𝐭𝐚𝐤𝐞 𝐭𝐡𝐞 𝐟𝐢𝐫𝐬𝐭 𝐨𝐟𝐟𝐞𝐫 𝐟𝐫𝐨𝐦 𝐭𝐡𝐞 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐜𝐨𝐦𝐩𝐚𝐧𝐲!!

This 2021 Ford Expedition was deemed a total loss by the owner's insurance company and they came in with an offer of $53,894

CFL Auto Appraise fulfilled the requested Pre Loss Valuation and found the value much higher than the insurance company was offering.

When it was all said and done, I was able to secure an ACV of $56,750 on this SUV.

That is almost $3,000 back to its rightful owner...

Are you or someone you know in a total loss dispute with their insurance company? Contact Jim at CFL Auto Appraise for a FREE Consult.

407-791-4034

07/08/2024

So what is an Agreed Value Policy and why would you ever need one??

Take for example this 1996 Ford F350 XLT... After a total loss situation, the insurance company came back and told the owner that his truck was only worth $13,132. The problem with that is the owner had more than that into just the 7.3L Diesel engine and suspension.

When we sat down and added up the receipts, we found over $55,000 in just parts and professional bodywork. This didn't take into account the hours of labor he did himself on the Frame-off restoration and more than likely other expenses that were forgotten about or even the initial cost of the donor truck to start with.

So how do you protect your investment? Get it Appraised!! Get an Agreed Value Insurance Policy put in place that will compensate you for your investment in the case of a total loss.

Custom Cars, Trucks, Motorcycles, Boats, ATVs, RVs, etc... all need an Agreed Value Policy and Appraisal.

Contact CFL Auto Appraise for a FREE Consult. 407-791-4034

07/05/2024

CFL Auto Appraise can handle all your Auto Damage estimates. We are the exclusive provider of damage estimates for multiple Leasing companies, and Exotic and Sports Car Repair facilities.

We can also provide you with an independent appraisal of damages in a repair dispute situation.

Contact Jim at CFL Auto Appraise for more information. 407-791-4034

07/04/2024

When in doubt, BUY THE CAR!!

Life is short, may as well have some fun. A few years ago I had a 1981 Chevy Shortbox Pickup for sale and had an interesting offer made to me. A gentleman called and said he was interested in trading for a 2000 BMW Z3 Convertible. I told him to bring it over and that I would take a look.

I knew what a Z3 was but had never really paid attention to them previously. They really didn't do much for me and I had never set out to purchase one before. After looking the car over and taking it for a test drive, I agreed to the swap and was now the proud new owner of my very first BMW.

I will say it was a BLAST to drive. The little 3.2L 5 Speed manual ripped and I had a blast for a few months. Like everything, it eventually sold and I came out ahead on the deal and got to experience owning a car I otherwise would have never bothered with.

So next time you are 2nd guessing if you should buy the sporty little convertible... DO IT!!! You'll have a blast and it will be fun to look back on someday!

Contact Jim at CFL Auto Appraise to help you find and inspect that next toy for your garage. 407-791-4034

07/03/2024

Another one for the "RARE" Category...

This is a 1928 Mack Model AB Flatbed truck. This truck is owned by an industrial construction company in Central Florida and the owner wanted to make sure it went to a good home when he decided to sell the company and the truck.

I could only find 3 other comparable trucks still in existence today. Needless to say, that makes this pretty rare. It was recently restored and with no "Book Values" available to reference, the owner enlisted the services of CFL Auto Appraise to define a fair value on the truck.

He also had a picture that you see here on the bottom, of the original truck used by his company in the early 1900s...

Do you have an odd or rare auto, truck, motorcycle, boat, etc... that you need a Fair Market Valuation on? Contact Jim at CFL Auto Appraise for a FREE Consult

407-791-4034

07/02/2024

Sometimes I have to give tough news to people.

In the case of this 1969 Chevrolet C10, the widow that was left with this truck after her husband died, was left with the task of assigning a value and trying to find someone to buy this project truck. She had seen the long hours and piles of money her late husband had devoted to this project, only for him not to be able to see it through to completion.

The person who had started this project had big goals. It was evident in what was already done, and his vision was a grand one. But when a project is not seen through to completion, the amount of money invested can sometimes be hard to be recouped and the sale price will most likely not reflect the hours and money invested to this point.

Do you have a project that you are looking to sell to the next person to finish? Contact Jim at CFL Auto Appraise for a FREE Consult on getting a value assigned to it.
407-791-4034

07/01/2024

Here we have a 1952 Kaiser Virginian. Lovingly cared for by its owner for the majority of its life, and now sitting in a state of disrepair due to the passing of its owner.

The daughter of the owner of this car called and said she was finally done with storing this car that was left to her by her late father and needed a value on what to possibly ask for such a car.

CFL Auto Appraise gladly helped out and inspected and valued the car fairly.

Are you in need of a Fair Market Valuation on a car left to you by a loved one? Contact Jim with CFL Auto Appraise for a FREE consult. 407-791-4034

06/30/2024

It has been decided, 4th of July is now a week long event at minimum. My crew and I got started on June 28 this year. Cheers from the North Woods of nowhere Minnesota!!!

06/28/2024

The owner of this 1965 C2 Corvette told me he inherited this car several years ago from his late father. He put an insurance policy on it at that time and forgot about it. After looking at his policy he realized it was insured for early 2000's prices and did not currently reflect today's market.

I inspected and documented everything on the car. Even though this is a NON-Numbers Matching example, the value is still substantial, and having the correct coverage on a vehicle like this is imperative in the case of a total loss event.

Make sure you have the correct coverage on your classic cars. Contact Jim at CFL Auto Appraise for a FREE Consult. 407-791-4034

06/27/2024

Here we have a 2016 BMW 435i that the owner suffered a total loss on.

The insurance company offered $19,920

The Vehicle owner took advantage of the Appraisal Clause in his policy and hired CFL Auto Appraise to handle the file.

CFL Auto Appraise negotiated a final settlement amount of $25,134

"NEVER ACCEPT THE FIRST OFFER, GET IT APPRAISED!"

Contact Jim at CFL Auto Appraise for a FREE Consult. 407-791-4034

06/26/2024

2016 Volvo XC90 T6 Momentum = TOTAL Loss

$19,307 offer from the insurance company

Final settlement negotiated to $23,983 by CFL Auto Appraise and insurance-appointed appraiser

$4,676 going back to its rightful owner.

NEVER TAKE THE FIRST OFFER, ALWAYS GET IT APPRAISED

Contact Jim with CFL Auto Appraise for a FREE Consult.

407-791-4034

06/25/2024

What do I keep saying??

NEVER TAKE THE FIRST OFFER... GET IT APPRAISED!!!

In the case of this 2016 BMW 750i, the owner did not accept that it was a total loss. Yes, there was $25K in damages but the insurance company valued the car at $32K

The owner of this BMW contacted CFL Auto Appraise and we went to work on the file.

Of course, the "neutral" insurance-appointed appraiser returned at the same value as the insurance company and I pushed it to umpire because they improperly valued this HIGHLY optioned 750i.

The umpire agreed with me in the end we FORCED the insurance company to pay to repair this rare, M Sport, Driver Assist +, Autobahn, Executive Package, INDIVIDUAL Series BMW... (if you are not familiar with the Individual Package on the BMW, look it up, it CANNOT be compared to a basic BMW!!!)

Another "W" in the books, another client who got a fair result and just another day in the life of CFL Auto Appraise...

Contact Jim at CFL Auto Appraise for a FREE Consult 407-791-4034

06/24/2024

We have made contacting us here at CFL Auto Appraise easier than ever.

You can easily submit your information, upload documents, upload pictures, schedule a phone call for a FREE Consultation, and more.

Check it out here: https://linktr.ee/cflautoappraise

06/24/2024

Did you know that it does NOT cost you a dime to find out what the ACV (Actual Cash Value) of your Total Loss is?!?!

This is why I keep preaching for EVERYONE to hear... "GET IT APPRAISED"

This gentleman contacted me with a 10 year old car not sure if it was worth pursuing the Appraisal Clause.

I asked him to give a day to look over the file and I would get back to him.

I found that the insurance company undervalued this 2014 Honda Accord by about $3,000

After negotiating the final settlement on the vehicle owners behalf, I was able to secure an additional $2500 on the settlement.

Tell your mom, tell your kids, tell your neighbor...

heck, tell the person in front of you in the grocery store line: "NEVER TAKE THE FIRST OFFER, GET IT APPRAISED!!!"

Contact Jim at CFL Auto Appraise for a FREE Consult. 407-791-4034

06/21/2024

In addition to offering Appraisal Clause/Total Loss Valuations, Diminished Value Appraisals, Fair Market & Agreed Value Reports, and Pre-Purchase Inspections...

CFL Auto Appraise also offers quick and accurate Damage Estimates.

Give us a call for more information - 407-791-4034

06/20/2024

2021 Toyota Highlander XLE Hybrid = Total Loss

Insurance Company Settlement offer = $40,747

Final Settlement Negotiated by CFL Auto Appraise = $42,800

NEVER ACCEPT THE FIRST OFFER, GET IT APPRAISED

Contact Jim at CFL Auto Appraise for a FREE Consult.

407-791-4034

Address

8701 W Irlo Bronson Memorial Highway, Ste 104
Kissimmee, FL
34747

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+14077914034

Website

http://www.orlandoautoappraisal.com/, https://www.linkedin.com/company/cfl-auto-appraise/, https://linktr.ee/cflautoappr

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This is how my day started... with one clean 379... This Pete has been retired from life on the road and is now a show truck living the easy life after clocking in over 4 million miles over its career... The owner is getting it appraised for insurance purposes... There is just something cool about an old Peterbilt... #peterbilt #bigrig #cflautoappraise

When is a Fair Market Value appraisal needed? - Bankruptcy - Divorce - Estate/Probate - Dispute - Financing or trading in your vehicle - Donating a vehicle to charity - Determining a Sale price Feel free to contact CFL Auto Appraise for more information. 407-791-4034 In the meantime, enjoy the sounds of a Big Block Chevelle idling... #whatsmycarworth #valuemycar #carvalue

I love the 1950s, I love the design and the style, and the bold attitude that seemed to come along with mid-century engineering. The war was over and life in America was about moving to the suburbs and style and the nuclear family and living the American Dream Just imagine it is 1959... its still 4 years until The Beatles are a household name, Bobby Darin, Paul Anka, and Johnny Horton are the pop artists on the radio... "Some Like it Hot" is in movie theaters... Gas was a mere $.25 cents/gallon. Eisenhower is in office... Hawaii has just become the 50th state... Imagine your neighbor pulls into his driveway with his brand-new purchase... A 1959 Ford Fairlane Skyliner and he shows you it's both a hardtop and a convertible... ***MIND BLOWN*** What a cool era for cars... the design, the style, the attitude... every year they looked a little bit different and you could tell a Ford from a Chevy from a Dodge as it was driving towards you or away from you at 60MPH. Do you have a cool classic from the 50s?? Make sure you have the correct insurance on it. Call Jim with CFL Auto Appraise for a FREE Consult. 407-791-4034 #cflautoappraise #replacementcost #insurancepolicy

Daytona Turkey Rod Run… ALWAYS a good time!!

Next time your having a bad day, just listen to this Big Block Chevelle idle... it'll cure what ails ya... these good vibes brought to you by CFL Auto Appraise #cflautoappraise #centralfloridaautoappraise #1966chevelle #bigblock396

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Certified Auto Appraisals

Providing our clients with the best auto appraisal reports for their custom and collector car needs. We offer the following certified appraisal services for your custom, classic or late model vehicle:

Collector and Custom Car Insurance-Agreed Value/Replacement Value

Prior to Loss Fair Market Value-Before Accident Valuation

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1433 Hamlin Avenue Suite A, Saint Cloud

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