Of all the thousands of Direct Lenders in the United States only 1% have direct lending and servicing relationship with Fannie Mae, Freddie Mac and Ginnie Mae. Not only does this describe Intercap Members:
1.We are 100% dedicated to the success of Credit Unions.
2.We have unique products and discounts that only non-profit Credit Unions can take advantage of.
3.We have been servicing Credit Unio
ns for 30 years. Intercap Wholesale provides the credit union and community bank a dedicated team of mortgage professionals committed to helping you achieve your goals by delivering the products and services you demand - beyond your expectations. Supported by our innovative Web Portal technology combined with a veteran mortgage team, we will be the reason you continue to do business with Intercap Wholesale. Intercap Members has served the mortgage lending needs of credit unions, community banks, trade associations, and homeowners alike across the nation for more than 30 years. As a result, thousands of members and homeowners have found the perfect home loan solution in the hands of the financial institution they trust. Intercap’s Members Lending Division sprang up as a result of Intercap Members proven results and stellar reputation in the marketplace. Our robust servicing portfolio allows even the smallest of institutions to sub-service their loans. This allows you to offer all the benefits that even the largest institutions offer their members. We rank among the leading privately-held mortgage companies in the country. We are directly approved with all of the large servicers Fannie Mae, Freddie Mac and Ginnie Mae. This means you are guaranteed to receive the best pricing every time. We are vigorously engaged in the market place and guiding our clients so they can grow with the market. Read more about our various programs and then contact us for private consultation. How Intercap can Benefit your Credit Union!
■Avoid the massive amounts of regulations required to set up you own lmortgage lending platform.
■Prove the concept. Let Intercap spend the money to prove that a steady stream of mortgage business can be created. When the volume justifies it let Intercap move you to the next level of hiring your own mortgage loan officer and Intercap will do you processing and underwriting and the servicing of your loans. Intercap Members helps you grow.
■Mortgage platforms attract high net worth people. Home owners with stable jobs need the services offered by your credit union. They need a place to borrow and save, for example they need new cars every 3-5 years.
■Mortgage platforms attract business owners. With creative mortgage programs like Intercap Members’ asset based lending programs allows business owners to get the borrowing they need. This can then bring new businesses and all their employees into your pool of potential members.
■Your members have a need for mortgage loans and if you don’t offer them it forces your member to go elsewhere and identify with that other lending institution. Don’t force your members to go to a big bank.
