Dealer RE

07/17/2026

Every dealership is looking for ways to improve profitability, but one opportunity is often hiding in plain sight.

Many dealers focus on increasing sales volume while overlooking the long-term revenue potential of their F&I program.

When structured strategically, a dealer-owned reinsurance company can do more than support your warranty offerings. It can help you retain underwriting profits, strengthen financial performance, and build long-term equity for your dealership.
It's not about selling more products. It's about maximizing the value of the products you're already selling.

The question isn't whether the opportunity exists.

It's whether your dealership is positioned to take advantage of it.

07/15/2026

Every great company starts with a vision, and Tim Byrd has spent more than three decades turning that vision into trusted partnerships and lasting success.

As the founder of both DealerRE and Warranty-RE, Reinsurance Experts, Tim has built his career on helping businesses grow through innovative solutions, strategic leadership, and a commitment to doing what's right for every client. His experience, industry knowledge, and forward-thinking approach have helped shape the companies into trusted partners for organizations across the country.

Those who know Tim know that his passion goes beyond business. He believes in building relationships, supporting clients for the long term, and creating solutions that deliver real value.

His leadership continues to guide our team every day, inspiring us to provide the expertise, service, and integrity our clients have come to expect.

07/13/2026

Not all reinsurance programs are built the same.

With a third-party program, you're often working within someone else's structure, products, and financial model.

An independent reinsurance company gives you greater ownership and control over your program, allowing you to make decisions that align with your business goals while retaining more of the long-term value your F&I products generate.

Understanding the difference is the first step toward making a more informed decision for your dealership.

07/10/2026

The automotive industry has changed dramatically over the past three decades.

One thing hasn't.

Dealership owners continue looking for smarter ways to strengthen profitability and build lasting business value.

For more than 30 years, DealerRE has helped dealerships develop customized reinsurance strategies designed around their unique goals, not a one-size-fits-all approach.

Because building wealth isn't about short-term gains.

It's about creating a stronger dealership for the future.

07/08/2026

Your F&I department could be doing more than generating revenue. It could be building long-term wealth for your dealership.

When structured strategically, the products you already sell can contribute to long-term profitability, stronger business value, and future growth.

The question isn't whether your F&I department is producing value.

It's whether your dealership is keeping all of the value it creates.

Let's talk about maximizing your dealership's F&I strategy. Call us at (804) 824-9533!

07/06/2026

Most dealerships know how to sell F&I products.

What many don't realize is that they can actually own the reinsurance company behind those products.

Instead of sending profits to a third-party provider, dealer-owned reinsurance allows eligible dealerships to retain more of that revenue while building a long-term business asset.

It's not about selling more products.

It's about keeping more of the value your dealership already creates.

07/06/2026

You sell the F&I products. You do the paperwork. You build the customer relationship.
So why does someone else keep the profit?

Here is what typically happens. When you sell an F&I product like a service contract or GAP coverage, the premium gets passed to an outside insurance company. That company holds the reserves, takes on the underwriting risk, and earns the investment income on the money sitting in reserve. Your dealership made the sale, but the long-term profit sits somewhere else.

F&I reinsurance (owning your own reinsurance company) changes that setup. Instead of sending those premiums to an outside insurer, you own the company that holds them. You are still selling the same products to the same customers. The difference is that the underwriting profit, and the investment income that builds over time, comes back to you instead of leaving your dealership for good.

DealerRE has worked with 400+ dealers coast to coast since 1994 to help them make this shift.

If you are moving 30+ units a month, this is money already being generated at your dealership. The only question is who is keeping it.

Learn more at https://na2.hubs.ly/H06tXR-0. Schedule a call with the link. https://na2.hubs.ly/H06tZ0N0

07/04/2026

Today, we celebrate the spirit of independence that helped build America and the independent dealers who continue building stronger businesses every day.

To our dealer partners, clients, and friends, thank you for the trust you place in us.

Wishing you and your loved ones a safe, joyful, and memorable Fourth of July.

Happy Independence Day from the DealerRE team.

07/03/2026