ClaimsPlus

ClaimsPlus Certified Automobile Appraiser

One text away from clarity.Need help with a claim and want quick, straightforward guidance?Text us at 248-765-1435.
04/23/2026

One text away from clarity.

Need help with a claim and want quick, straightforward guidance?
Text us at 248-765-1435.

Michigan total loss dispute?If you and your insurer can’t agree on your vehicle’s value (or repair costs), Michigan’s ap...
04/22/2026

Michigan total loss dispute?

If you and your insurer can’t agree on your vehicle’s value (or repair costs), Michigan’s appraisal clause (MCL 500.2833) may allow either side to demand a formal appraisal.

You choose an independent appraiser. The insurer chooses one. Those two select an umpire. If two of the three agree, that sets the final, binding Actual Cash Value (ACV).

ClaimsPlus can serve as your independent appraiser.
Total-loss appraisals since 2014 • 4,700+ customers • average $2,875 more than the original offer.

Fee: 33% of the increase. No increase = no cost.

General information only; policy terms and Michigan law apply.

04/21/2026

**Did You Receive a Fair Settlement Offer from Your Insurance Company? **
Experiencing a total loss of your vehicle is uncommon, which is fortunate. However, if you find yourself in this situation, it can be challenging to determine if you are receiving a fair offer for your vehicle or if your insurance company is taking advantage of you.
ClaimsPlus can help you secure the fairest possible insurance settlement if your vehicle has been totaled.
**How Can We Help?**
With over 12 years of experience and more than 4,300 satisfied clients, ClaimsPlus has successfully negotiated thousands of dollars in additional claim settlements for each client. If your vehicle is declared a total loss, ClaimsPlus can help you obtain significantly more money when the insurance company’s appraisal falls short of your vehicle's true value.

Not satisfied with your total-loss offer? You may have the right to invoke the appraisal clause.ClaimsPlus can serve as ...
04/20/2026

Not satisfied with your total-loss offer? You may have the right to invoke the appraisal clause.

ClaimsPlus can serve as your independent appraiser and work through the appraisal process to determine the fair value of your vehicle.

Total-loss appraisals since 2014 • 4,700+ customers • average $2,875 more than the original offer.

Fee: 33% of the increase. No increase = no cost.

A total loss offer can look final — but it’s not always fair.If your car was totaled, get a second look at the numbers b...
04/17/2026

A total loss offer can look final — but it’s not always fair.

If your car was totaled, get a second look at the numbers before you sign. ClaimsPlus reviews the valuation, finds missed comps, and negotiates for a higher settlement when the offer falls short.

12+ years • 4,300+ clients • typically 4–5 business days.
No upfront cost — we only get paid if we increase your settlement.

ClaimsPlus helps draw the “gold line” through the paperwork and turn a messy claim into a clean outcome you can live wit...
04/11/2026

ClaimsPlus helps draw the “gold line” through the paperwork and turn a messy claim into a clean outcome you can live with again.

08/07/2018

I’m a Consumer Advocate for people who have totaled their vehicles. My responsibilities are to negotiate on behalf of the insured so that they can receive a fair settlement with their insurance company and to make sure they’re receiving the full value for their totaled vehicle. I’m only compensated if I can increase the original settlement the insured received from their insurance company.

07/11/2018

Today Rebecca N. called me at 1:30 PM and by 4:45 PM I was able to get her an additional $900 for her 2010 Ford Fusion SE. Let me help you negotiate a fairer settlement with your insurance company if your vehicle has been totaled.

07/03/2018

Today I was able to help Gregory C. receive an additional $1854.26 from his insurance company for his 2011 Chevrolet Camaro and I helped Ildiko S. receive an additional $2540.30 from her insurance company for her 2007 Lexus ES350. Let ClaimsPlus work with you to make sure you received the fair market value for your vehicle if it is being totaled by your insurance company.

07/03/2018

Invoking an Appraisal Clause:

If you and your insurance company are in a disagreement on the amount of loss or the scope of damages during a claim settlement, and the company refuses to negotiate, you have an option to settle the claim by invoking an appraisal clause in your insurance policy.
You may be familiar with the term “appraisal” as it relates to getting a professional opinion on the value of real estate or personal property. However, most policyholders are not familiar with the insurance appraisal process. The process of invoking an appraisal clause and its description is located in the Conditions section of most auto owner’s policies (BOP). Here is how it’s described in an ISO insurance AO-3 form:
“If you and we fail to agree on the amount of loss, either may demand an appraisal of the loss. In this event, each party will choose a competent and impartial appraiser within 7 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 5 days. The appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the umpire. A decision agreed to by any two will set the amount of loss.”
The process of invoking an appraisal requires each party to 1) pay its appointed appraiser and 2) bear the other expenses of the appraisal and umpire equally.

06/29/2018

Today I was able to help Raymond J. receive an additional $1367.45 from his insurance company for his s 2010 Ford Fusion Sport. Let ClaimsPlus work with you to make sure you received the fair market value for your vehicle if it is being totaled by your insurance company.

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Clawson, MI
48017

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+12487651435

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