06/13/2026
Did you know South Carolina law protects your right to choose where your vehicle is repaired after an accident?
Many drivers don’t realize it, but SC Code §38‑77‑285 makes it illegal for an insurance company to steer you toward a specific body shop. That means they cannot pressure you, mislead you, delay your claim, or imply you’ll pay more if you don’t use one of their preferred facilities.
You have the right to:
- Choose the collision center you trust
- Receive fair handling of your claim regardless of your shop choice
- Avoid any steering, intimidation, or misinformation from insurers
- Get repairs done by technicians who meet your standards — not the insurer’s network agreements
This law exists to protect South Carolina drivers, ensure safe repairs, and keep the decision in your hands.
Your car. Your safety. Your choice.
Learn more at https://boundarystcollision.com/shop-blog/f/avoiding-insurance-steering-know-your-rights