Cars-N-Credit

Cars-N-Credit Cars-N-Credit is a car dealership based in Albert Lea, MN where your job is your credit! We provide opportunities to the people who need them most!
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It's a new month, but we have the same great sale down here at Cars-N-Credit!!Most vehicles are 10% off sale price, and ...
06/01/2020

It's a new month, but we have the same great sale down here at Cars-N-Credit!!

Most vehicles are 10% off sale price, and we will DOUBLE YOUR DOWN PAYMENT! (**up to $1,000.00**)

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616 E Main St, Albert Lea, MN 56007
507-369-0036

Congratulations Kim on the fun new ride!! 😁😁It's perfect for you!
05/28/2020

Congratulations Kim on the fun new ride!! 😁😁
It's perfect for you!

Good morning, and TGIF! Who's ready for the holiday weekend?-------------------------------------------------We are open...
05/22/2020

Good morning, and TGIF! Who's ready for the holiday weekend?

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We are open today (5/22) from 9AM-6PM, and tomorrow (5/23) from 9AM-3PM!

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Today (5/22) & tomorrow (5/23) only, any vehicle that is 10% off on our lot, we can let go for only $75.00 down!

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We have plenty of sedans, minivans, and an SUV that we can do for $75.00 down! If you'd like more details on getting a vehicle, or our simple & fast approval process, feel free to give us a call at 507-369-0036!

05/18/2020

Our doors have re-opened! Come see us! 😁

Stay tuned for more...

05/12/2020

πŸš— THIS WEEK ONLY πŸš—

πŸš™πŸš— ALL IMPALAS ON OUR LOT ARE ONLY $50 DOWN!!! πŸš—πŸš™
β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”
We have too many Impalas on our lot! Our loss is your gain!

This week only (5/12 – 5/16) all of our Impalas are only $50 down with an approved application. Not only do you get 10% off the sticker price but you can drive away for only $50 down!!

Call us at (507)369-0036 to schedule your appointment today!!

All you need is a valid MN or IA driver’s, your 2 most recent pay stubs (or other proof of income) and the ability to get insurance at time of sale!!

This is a limited time offer, when they’re gone the sale is too.

Take advantage of this offer and drive home today!!
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Check out our inventory : Cars-N-Credit.com
πŸš—Have a safe buying process πŸš—πŸš™

Cars-N-Credit can get you into a smooth-riding, LOW MILEAGE, reliable Buick Lucerne TODAY!⭐ This car is also 10% off sti...
05/11/2020

Cars-N-Credit can get you into a smooth-riding, LOW MILEAGE, reliable Buick Lucerne TODAY!

⭐ This car is also 10% off sticker price!! ⭐

This fantastic car has only 84,500 miles on the odometer. Smooth and quiet ride. Loaded with great features.

The Buick comes with our industry leading 24 month/24,000 mile warranty & $10.00 oil changes for the lifetime of the vehicle.. even after you pay it off!

Take advantage of this limited time sale. Contact us today at 507-369-0036!

View our inventory online at cars-n-credit.com

05/10/2020

Happy Mother's Day to all the wonderful mothers out there. ❀

HEY! We have awesome news to share with you all!For a limited time, old inventory is 10% off window sticker price! We wi...
05/09/2020

HEY! We have awesome news to share with you all!

For a limited time, old inventory is 10% off window sticker price! We will also MATCH your down payment, up to $1,000.00! πŸŽ‰

Take advantage of this awesome opportunity, give us a call today! 507-369-0036! Check out our inventory at our lot, located at 616 E Main St, Albert Lea, MN. Our inventory is updated daily on our website as well, www.cars-n-credit.com! 🚦

The time to buy is now. βŒ›

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As always, most vehicles include a 24 month/24,000 mile warranty FREE!

We are proud to offer our customers $10.00 oil changes for the LIFETIME OF YOUR VEHICLE (even after you pay it off!!)

05/07/2020

The jingle says it all, folks! Give us a call @ 507-369-0036, and drive away in a car today, for only $100.00 down!

We back our vehicles with a 24 month/24,000 mile warranty, included FREE! We also offer our customers $10.00 oil changes!

05/05/2020
CINCO DE MAYO FIESTA!

Happy Taco Tuesday & Cinco de Mayo!
We've got a party over here today! Upon approval, you can drive away in this Fiesta today for only $100.00 down!

This Fiesta has all the features you could want!
- Push Button Start
- Leather Interior
- Heated Seats
- Ambient Mood Lighting
- SEL Model
- 24 month/24,000 mile warranty
- Only 89,200 miles

Wanna drive away in this car today? Give us a call! 507-369-0036

05/04/2020

Hope everybody had a good Star Wars day, May the 4th be with you!

In need of reliable transportation? Give us a call!! We can get you approved TODAY! Been at your job for 6+ months? Been...
05/01/2020

In need of reliable transportation?

Give us a call!! We can get you approved TODAY!

Been at your job for 6+ months? Been at your residence for 6+ months? You're PRE-APPROVED!!
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You can call us at 507-369-0036 to do a quick & easy financing application.

We will need you to send us, via email, 2 most recent paycheck stubs, and a piece of mail!
Also required is a list of 5 references! From there the process is easy!
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Once your application is approved, you will stop by our lot & test drive the vehicle you are looking for. Once you have one picked out, we will complete the sale practicing social distancing!

So YES, we are open, and we are here for you!!!
Give us a call TODAY!!

Hello everybody! We are OPEN by appointment!Are you an essential worker? Are you in need of reliable transportation? We ...
04/24/2020

Hello everybody!

We are OPEN by appointment!

Are you an essential worker? Are you in need of reliable transportation? We can help!

When you finance with Cars-N-Credit, we are here for you! We can get you driving a nice vehicle with payday payments TODAY!

Our vehicles come with a FREE 24 month/24,000 mile warranty included.

Vehicles start as low as $100.00 down.

Don't hesitate, let's get you into a reliable vehicle today!
Just give our friendly staff a call at 507-369-0036!

πŸš—We are here for you Albert LeaπŸš—πŸš™πŸš—We are Open by Appointment!! πŸš—πŸš™β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”If you are in need of a vehicle du...
04/18/2020

πŸš—We are here for you Albert LeaπŸš—

πŸš™πŸš—We are Open by Appointment!! πŸš—πŸš™
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If you are in need of a vehicle during this time we are doing all sales by phone appointment only. We’re following all state protocols to insure our customers’ safety. Feel free to browse our inventory or call to chat with an associate today regarding our new sales process. We are even extending our double your down payment promotion for the rest of April!
We can have you driving home today!!
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Give us a call at 507-369-0036
Cars-N-Credit.com

πŸš—Have a safe buying process πŸš—πŸš™

04/11/2020

πŸš—WE ARE OPEN FOR BUSINESS πŸš—

If you have an essential job & you need reliable transportation we are here to help by appointment only. At Cars-N-Credit we understand your transportation needs and that’s why we created a car buying experience that minimizes physical contact, keeping you and our staff safe.

If you are in need of transportation give us a call ☎️, we’ll go through our financing program and if you meet our financing qualifications we can do the financing application over the phone with you πŸ“ž. We’ll ask you to email us some basic information & proofs and once the application is approved, we’ll set up an appointment for you to test drive our vehiclesπŸ—“. Once you find the vehicle you wantπŸš—, we will give you the option of having it independently inspected by the mechanic of your choice & insurance information for the vehicle you are purchasing while we get the paperwork ready for you to signπŸ”–πŸ–‹. (Must have proof of insurance on the vehicle you are purchasing before the sale)

πŸ‘-Your job is your credit with us ❗️
πŸ‘-Same day approvals ❗️
πŸ‘-We’ll take care of you with the best customer service around ❗️
πŸ‘-Easy payday payments ❗️
πŸ‘-Low down payments ❗️
πŸ‘-14.95% APR ❗️
πŸ‘-Most of our vehicles come with our 24 month/24,000 mile warranty at no extra cost to you ❗️
πŸ‘-You also get a free oil change coupon with the sale and you can purchase the oil change coupons for ONLY $10 even after the vehicle is paid off ❗️

❀️🚘We look forward to helping you with your car buying needs!!🚘❀️

Hello!We hope you are staying safe & healthy. We are currently open via phone & email during normal business hours. We j...
04/04/2020
index / | Applicants - Unemployment Insurance Minnesota

Hello!

We hope you are staying safe & healthy. We are currently open via phone & email during normal business hours. We just have our lobby closed to the public. We want to just let everyone know if you have any lost, reduced hours or have been laid off due to the Covid-19 Pandemic to apply right away for unemployment benefits. The state has special funds for those affected and losing any wages. Even if you just have reduced hours you will still be eligible. During this pandemic they are doing the unemployment differently and have different qualifications than the regular unemployment guidelines. For accounts established March 1, 2020 and later, there is no non-payable week due to the Governor’s executive order in response to the COVID-19 (coronavirus). All you need to do is request a payment for each week you are unemployed or have lost hours/wages.

Here is the link to apply: https://www.uimn.org/applicants/howapply/index.jsp

The state/congress has approved a stimulus check for almost everyone that you should receive in the next few weeks, if your federal return was direct deposit the stimulus check will be deposited to that account & if you did not have direct deposit you will get a check in the mail which could take a little longer to receive. They have also approved to give funds meeting most of your current wages for unemployment, so it is not just the regular 2/3rds of your income you will get and on top of that you could get additional $600 weekly unemployment. The state urges you to use the tools available to help during this uncertain time.
You can also find helpful information on the uimn.org website on the tabs on the left. They also have a section under help & support tab, then financial help & community services that can be helpful. Most counties also have COVID-19 Resources available. From financial assistance, employment opportunities, short term rental assistance, MN assistance at https://www.needhelppayingbills.com/html/minnesota_assistance_programs.html

If you have any questions or need help finding resources please do not hesitate on letting us know! We are more than happy to help as much as we can! You can reach us via email at [email protected] or via phone at (507)369-0036. Thank you for being a part of the Cars-N-Credit Family!!

Thank You,
Jay Rozek
Manager
Cars-N-Credit Albert Lea

How do I apply?

03/27/2020

WE ARE CLOSED TO THE PUBLIC AT THIS TIME AS REQUIRED BY THE STATE OF MINNESOTA.
Due to the β€œshelter at home” order, we are unable to open our doors but we are here to help our customers as much as we can.
We ask for our customers to make their payments online.
www.cars-n-credit.com

If you have any questions regarding your account, please send us an email:
[email protected]
We are available over the phone (507) 369-0036 or through our drop box if needed.

As always, we are here for our customers and communication is the most important part at this time.
We appreciate your understanding.
Thank You
Cars-N-Credit

03/23/2020

A message to our customers who may be struggling now or in the near future. We are ALWAYS here for you. We are only a phone call away! ❀
We appreciate you.
- Your Cars-N-Credit family

The bosses are away, so the boys are gonna play!! Come buy a car & get a free roll of toilet paper today! πŸ˜‰πŸ˜‚------------...
03/17/2020

The bosses are away, so the boys are gonna play!! Come buy a car & get a free roll of toilet paper today! πŸ˜‰πŸ˜‚
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We are open from 9AM-6PM!
Let's get you ROLLing!
507-369-0036

Please stay safe, everybody!- James, Teresa, Jay, and Adam
03/16/2020

Please stay safe, everybody!

- James, Teresa, Jay, and Adam

DOUBLE YOUR DOWN PAYMENT @ CARS-N-CREDIT!!!Let's get you into a nicer, newer vehicle! Stop down to our lot on Saturday, ...
03/14/2020

DOUBLE YOUR DOWN PAYMENT @ CARS-N-CREDIT!!!

Let's get you into a nicer, newer vehicle! Stop down to our lot on Saturday, and drive away in a reliable car with a 24 month/24,000 mile warranty! How awesome is that!?

Stop in and see our friendly staff at 616 E Main St in Albert Lea, MN! We will be open from 9AM-3PM.

Don't hesitate! The DOUBLE YOUR DOWN PAYMENT PROMOTION will be over before you know it!

Come down to Cars-N-Credit tomorrow & drive away in a nice, reliable car! These vehicles all include a 24 month/24,000 m...
03/07/2020

Come down to Cars-N-Credit tomorrow & drive away in a nice, reliable car! These vehicles all include a 24 month/24,000 mile warranty.

Pictured are a 2016 Ford Focus, a 2008 Toyota Camry, and a 2011 Kia Soul.
The Kia Soul only has 50k on the odometer!

You can find us at 616 E Main St in Albert Lea.
We will be open at 9 AM!

03/05/2020

Happy March everybody! It almost seems that spring has come early!
**knocks on wood**

We are still DOUBLING your down payment this month! Stop in & do a quick application with us.
We can get you APPROVED!

Been at your job for 6 months+? Been at your residence for 6 months+? You're PRE-APPROVED. Yes, its THAT simple.

All we need for the application process is your valid driver's license, a piece of mail to verify your name and address, and your 2 most recent paycheck stubs! We also require 5 references with address & phone number.

Stop by and see our friendly staff. We're located at 616 E Main St in Albert Lea. Our phone number is 507-369-0036! Give us a call with any questions.

Hope to see you soon!!

❀️ BE PROUD TO BE A PART OF OUR CARS-N-CREDIT FAMILY ❀️Cars-N-Credit Merch Giveaway!β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”We are giving awa...
02/27/2020

❀️ BE PROUD TO BE A PART OF OUR CARS-N-CREDIT FAMILY ❀️

Cars-N-Credit Merch Giveaway!
β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”
We are giving away a little goodie set! Get a Cars-N-Credit T-Shirt, an insulated Cars-N-Credit cup, a CNC lanyard, and a CNC keychain!
Also included, a FREE OIL CHANGE, at Hanson Tire!
β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”
To be entered,
1. Like this post
2. Like our page
3. Share this post
4. Comment why you are proud to be a part of the Cars-N-Credit family!

We will draw a winner by March 6th!

02/26/2020
Cars-N-Credit

Cars-N-Credit

Cars-N-Credit specializes in selling cars to people. Just ask Jim, who has bought 6 cars from us since 1993.

02/24/2020

Don’t forget to stop in & take advantage of our DOUBLE YOUR DOWN PAYMENT SALE!
This sale is only good for one more week!

❀️ Happy Valentines Day ❀️ β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”Check out our website! www.cars-n-credit.comβ€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”Today on the Albe...
02/14/2020
Auto Loans for Bad Credit | Bad Credit Auto Loans | Cars-N-Credit

❀️ Happy Valentines Day ❀️
β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”
Check out our website!
www.cars-n-credit.com
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Today on the Albert Lea lot, any vehicle with a RED banner on the left side of our website listing, is only $50.00 DOWN!! πŸ˜‰
Check it out!!
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Cars-N-Credit: No credit check financing. Lowest APR in the Buy Here Pay Here industry!

We can finance a 35-45 mile radius from Albert Lea, MN.

To be approved with us, have a valid MN/IA drivers license, a utility bill or recently postmarked piece of mail to verify your name and address, your two most recent paycheck stubs or proof of fixed income, and a list of 5 references with addresses and phone numbers.

The majority of our vehicles come with a 24 month, 24,000 mile warranty included free. We offer our customers $10.00 oil changes for the lifetime of your vehicle (even after you pay it off), easy payday payments, a class leading warranty, and friendly customer service!

Welcome to Cars-N-Credit, where your job is your credit! Find a car online or in one of our showrooms-locations in Mankato, Winona, Owatonna, Rochester and Albert Lea.

02/11/2020

Tuesday Highlight Vehicle
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2011 Mercury Milan
129,000 miles
24 month / 24,000 mile warranty
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Cars-N-Credit: No credit check financing. Lowest APR in the Buy Here Pay Here industry!

We can finance a 35-45 mile radius from Albert Lea, MN.

To be approved with us, have a valid MN/IA drivers license, a utility bill or recently postmarked piece of mail to verify your name and address, your two most recent paycheck stubs or proof of fixed income, and a list of 5 references with addresses and phone numbers.

The majority of our vehicles come with a 24 month, 24,000 mile warranty included free. We offer our customers $10.00 oil changes for the lifetime of your vehicle (even after you pay it off), easy payday payments, a class leading warranty, and friendly customer service!

❀️ Valentines Day Special ❀️————————————————Come fall in love with a new ride TODAY!Today through Valentines Day (Feb. 1...
02/10/2020

❀️ Valentines Day Special ❀️
β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”
Come fall in love with a new ride TODAY!
Today through Valentines Day (Feb. 14), you can drive away in any RED car on our lot for only $50.00 down!
β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”
Cars-N-Credit: No credit check financing. Lowest APR in the Buy Here Pay Here industry!

We can finance a 35-45 mile radius from Albert Lea, MN.

To be approved with us, have a valid MN/IA drivers license, a utility bill or recently postmarked piece of mail to verify your name and address, your two most recent paycheck stubs or proof of fixed income, and a list of 5 references with addresses and phone numbers.

The majority of our vehicles come with a 24 month, 24,000 mile warranty included free. We offer our customers $10.00 oil changes for the lifetime of your vehicle (even after you pay it off), easy payday payments, a class leading warranty, and friendly customer service!

β„οΈβ˜ƒοΈ SNOW SPECIAL ⛄️❄️—————————————————For today’s special, you can drive away in any SILVER or WHITE car on our lot for...
02/07/2020

β„οΈβ˜ƒοΈ SNOW SPECIAL ⛄️❄️
β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”
For today’s special, you can drive away in any SILVER or WHITE car on our lot for only $75.00 DOWN!!
β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”
Take advantage of this ONE DAY SALE, and stop in! We are open today until 6PM!
β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”
Cars-N-Credit: No credit check financing. Lowest APR in the Buy Here Pay Here industry!

We can finance a 35-45 mile radius from Albert Lea, MN.

To be approved with us, have a valid MN/IA drivers license, a utility bill or recently postmarked piece of mail to verify your name and address, your two most recent paycheck stubs or proof of fixed income, and a list of 5 references with addresses and phone numbers.

The majority of our vehicles come with a 24 month, 24,000 mile warranty included free. We offer our customers $10.00 oil changes for the lifetime of your vehicle (even after you pay it off), easy payday payments, a class leading warranty, and friendly customer service!

Address

616 E. Main St.
Albert Lea, MN
56007

Opening Hours

Monday 09:00 - 18:00
Tuesday 09:00 - 18:00
Thursday 09:00 - 18:00
Friday 09:00 - 18:00
Saturday 09:00 - 15:00

Telephone

(507) 369-0036

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Comments

Thank you so much for helping me get my car fixed n working with me on the bill. You guys are AWESOME. ❀❀❀ πŸ’―
Missing in your area please share
Did it get posted who won for the dec 17th drawing?
Love my new car from Cars-N-Credit!! It's so quiet & clean :) Very friendly & fast, I highly recommend them if you have credit issues! They were amazing & truly made my day!!! Heidi is awesome :)
I just got myself a 2010 KIA πŸ’˜ my car