CARmpany - The CAR Company

20/08/2026

💰🚗 HOW MUCH WOULD YOU HAVE LEFT TO CONSIDER BUYING A CAR? 🚗💰

Today, let's talk about something I think many young families can relate to.

Imagine a young couple in their mid-30s, both drawing a decent monthly income of $6,000 each.

On paper, a combined income of $12,000 a month sounds pretty comfortable, right? 😎

But before deciding how much we can afford to spend on a car, we need to look at the bigger picture.

🏠 Mortgage / Rent
👨‍👩‍👧 Family & household expenses
🍽️ Food & daily expenses
💡 Utilities & bills
🛡️ Insurance
💰 Monthly savings
👶 Children-related expenses
💳 Other loans & commitments
🚗 And finally... how much is actually left for the car?

The important question isn't:

"How much can I borrow?"

It's:

👉 "How much can I comfortably afford every month without putting too much pressure on my lifestyle and savings?"

A car isn't just the monthly instalment.

You also have to consider:

⛽ Petrol / Charging
🅿️ Parking
🛣️ ERP
🔧 Maintenance
🛡️ Insurance
📉 Depreciation
💰 Loan interest

So today, I'll be breaking down some numbers based on the lifestyle expenses I commonly see and hear about from young families, and we'll see how much might actually be left for a car after all the other commitments.

Of course, everyone's lifestyle and financial situation is different.

📝 DISCLAIMER: The numbers and assumptions shared are solely based on my personal observations and experiences, including what I have seen and heard from others. They are only for illustration and discussion purposes and do not represent any individual, household or financial advice.

💬 How much do you think a young family earning $12,000 a month should realistically spend on a car?

Let's discuss! 👇🙂

20/08/2026

Price : $176,800
2.28% IR | 40% DP : $70720 | Monthly : $1465
(No Hidden Cost | No Admin Fees)

$0 Driveaway | 10% DP Available
(Admin Fee May Apply)

Min Parf : $10,957
Depreciation : 20K+

Warranty On Engine & Gearbox
Free Servicing Package. (Personal Use)

Make & Model : MAZDA CX-5 2.0 AT M-HYBRID LUXURY I7
Colour : GREY
Mileage : 33000km
Registration Date : 07 Oct 2024 (97 Months)
Transfer Count : 0

🚙✨ **2024 MAZDA CX-5 2.0 AT M-HYBRID LUXURY I7 – PREMIUM COMFORT, SMART HYBRID EFFICIENCY & SIGNATURE MAZDA DRIVING** ✨🚙

🌟 **Key Highlights:**
🔧 **2.0L SKYACTIV-G Engine** – Smooth, responsive & efficient performance
🌿 **M-Hybrid Technology** – Smart mild-hybrid assistance designed to enhance efficiency
⚙️ **Automatic Transmission** – Smooth and refined power delivery
✨ **Luxury Variant** – Premium specification with enhanced comfort and convenience
🚙 **Signature Kodo Design** – Elegant, sophisticated styling with a strong road presence
💡 **LED Lighting** – Modern illumination with a premium appearance
🛋️ **Premium Interior** – High-quality finishes with excellent comfort for driver and passengers
📱 **Modern Infotainment System** – Connected technology for entertainment and convenience*
🎯 **Mazda Driving Dynamics** – Precise steering and engaging handling with a refined ride
🧳 **Spacious & Practical Cabin** – Flexible space for luggage, shopping, family trips and weekend gear
🛡️ **Advanced Safety Technology** – Driver-assistance features designed for added confidence
⛽ **Excellent Everyday Efficiency** – M-Hybrid technology complements Mazda's efficient petrol powertrain

✨ **Perfect for:**
✔ Families seeking a premium SUV
✔ Professionals and executives
✔ Daily commuters
✔ Drivers who enjoy sporty yet refined handling
✔ Buyers looking for modern technology and hybrid-assisted efficiency

📩 **DM us now to arrange a viewing or test drive!**

Car Times Sales Executive
Kenneth Ng 9853 1444

20/08/2026

Price : $95,800
2.28% IR | 40% DP : $38320 | Monthly : $1215
(No Hidden Cost | No Admin Fees)

$0 Driveaway | 10% DP Available
(Admin Fee May Apply)

Min Parf : $19,532
Depreciation : 17K+

Warranty On Engine & Gearbox
Free Servicing Package. (Personal Use)

Make & Model : PEUGEOT 5008 1.2 PURETECH EAT8 ALLURE
Colour :GREY
Mileage : 75000km
Registration Date : 15 Jan 2021 ( 52 Months)
Transfer Count : 1

🚙🇫🇷✨ **2021 PEUGEOT 5008 1.2 PURETECH EAT8 ALLURE – FRENCH ELEGANCE, 7-SEATER PRACTICALITY & PREMIUM COMFORT** ✨🇫🇷

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🌟 **Key Highlights:**
🔧 **1.2L PureTech Turbo Engine** – Responsive performance with impressive efficiency
⚙️ **8-Speed EAT8 Automatic Transmission** – Smooth and refined gear changes
👨‍👩‍👧‍👦 **7-Seater SUV** – Flexible seating for family and friends
✨ **Allure Variant** – Premium specification with stylish exterior and enhanced comfort features
🇫🇷 **Distinctive French Design** – Elegant styling with a sophisticated road presence
💡 **LED Lighting** – Modern illumination with Peugeot's distinctive design signature
🛋️ **Premium i-Cockpit Interior** – Driver-focused cabin with a sophisticated, modern feel
📱 **Touchscreen Infotainment System** – Stay connected and entertained on every journey*
🪑 **Flexible Seating Configuration** – Adapt the cabin easily for passengers, luggage, or larger items
🧳 **Generous Cargo Capacity** – Practical for family holidays, shopping, sports equipment, and everyday use
🎯 **Comfortable & Refined Ride** – Smooth handling with excellent highway cruising ability
🛡️ **Advanced Safety & Driver Assistance Features** – Added confidence for everyday driving
⛽ **Turbocharged Efficiency** – Enjoy strong everyday performance while keeping fuel consumption in check

---

✨ **Perfect for:**
✔ Growing families
✔ Executives and professionals
✔ Drivers seeking a premium 7-seater
✔ Families wanting SUV space without a bulky driving experience
✔ Buyers looking for something distinctive and different

📩 **DM us now to arrange a viewing or test drive!**

Car Times Sales Executive
Kenneth Ng 9853 1444

19/08/2026

16/08/2026

Price : $63,800
2.28% IR | 40% DP : $25000 | Monthly : $883
(No Hidden Cost | No Admin Fees)

$0 Driveaway | 10% DP Available
(Admin Fee May Apply)

Min Parf : $2,878
Depreciation : 14K+

Warranty On Engine & Gearbox
Free Servicing Package. (Personal Use)

Make & Model : HONDA FIT 1.3GF CVT
Colour : BLACK
Mileage : 104000km
Registration Date : 26 Aug 2020 (48 Months)
Transfer Count : 1

🚗✨ **2020 HONDA FIT 1.3GF CVT – COMPACT, SPACIOUS & INCREDIBLY FUEL-EFFICIENT** ✨🚗

Whether you're commuting to work, running daily errands, or heading out for a weekend getaway, the Honda Fit is designed to make every journey effortless.

---

🌟 **Key Highlights:**
🔧 **1.3L i-VTEC Petrol Engine** – Smooth, reliable & fuel-efficient performance
⚙️ **CVT Automatic Transmission** – Seamless acceleration with refined driving comfort
✨ **1.3GF Variant** – Practical features with excellent everyday usability
🚗 **Compact Hatchback Design** – Easy to drive, park, and manoeuvre in the city
💡 **Modern Exterior Styling** – Sleek design with a sporty and contemporary appearance
🛋️ **Spacious Interior Cabin** – Clever design with generous passenger space
🪑 **Honda Ultra Seats** – Flexible seating configurations for maximum cargo versatility
📱 **Modern Infotainment System** – Stay connected and entertained on every journey*
🧳 **Practical Boot Space** – Perfect for shopping, luggage, sports gear, and daily essentials
🎯 **Lightweight & Easy to Drive** – Comfortable handling for both city and highway driving
🛡️ **Comprehensive Safety Features** – Designed to give you confidence on every trip
⛽ **Outstanding Fuel Economy** – Lower fuel costs with impressive everyday efficiency
🔧 **Honda's Legendary Reliability** – Proven durability with affordable maintenance

---

✨ **Perfect for:**
✔ First-time car buyers
✔ Young professionals
✔ Daily commuters
✔ Small families
✔ Drivers looking for a reliable, practical, and economical hatchback

📩 **DM us now to arrange a viewing or test drive!**

Car Times Sales Executive
Kenneth Ng 9853 1444

16/08/2026

Price : $62,800
2.28% IR | 40% DP : $25000 | Monthly : $1017
(No Hidden Cost | No Admin Fees)

$0 Driveaway | 10% DP Available
(Admin Fee May Apply)

Min Parf : $8,117
Depreciation : 15K+

Warranty On Engine & Gearbox
Free Servicing Package. (Personal Use)

Make & Model : HONDA CITY 1.5 V CVT
Colour : SILVER
Mileage : 102000km
Registration Date : 16 Jan 2020 (40 Months)
Transfer Count : 0

🚘✨ **2019 HONDA CITY 1.5 V CVT – STYLISH, SPACIOUS & BUILT FOR EVERYDAY DRIVING** ✨🚘

Looking for a sedan that's **fuel-efficient, comfortable, and incredibly reliable**? The **2019 Honda City 1.5 V CVT** is a proven favourite, offering a refined driving experience, premium features, and Honda's legendary dependability.

Whether it's your daily commute, family outings, or weekend road trips, the Honda City delivers exceptional comfort and outstanding value.

---

🌟 **Key Highlights:**
🔧 **1.5L i-VTEC Engine** – Smooth, responsive & fuel-efficient performance
⚙️ **CVT Automatic Transmission** – Seamless acceleration for a comfortable driving experience
✨ **V Variant** – Well-equipped with premium comfort and convenience features
🚘 **Modern Sedan Design** – Sleek styling with a sporty and elegant road presence
💡 **LED Daytime Running Lights** – Stylish appearance with enhanced visibility
🛋️ **Spacious Interior Cabin** – Comfortable seating with generous legroom for all passengers
📱 **Touchscreen Infotainment System** – Smartphone connectivity for added convenience*
🧳 **Large Boot Space** – Perfect for shopping, luggage, golf bags, and family trips
🎯 **Smooth & Comfortable Ride** – Excellent handling for both city and highway driving
🛡️ **Comprehensive Safety Features** – Drive confidently with peace of mind
⛽ **Excellent Fuel Economy** – Lower running costs without compromising performance
🔧 **Honda's Legendary Reliability** – Proven durability and dependable long-term ownership

---

✨ **Perfect for:**
✔ First-time car buyers
✔ Young professionals
✔ Small families
✔ Daily commuters
✔ Drivers looking for a stylish, practical, and economical sedan

📩 **DM us now to arrange a viewing or test drive!**

Car Times Sales Executive
Kenneth Ng 9853 1444

16/08/2026

Price : $65,800
2.28% IR | 40% DP : $26800 | Monthly : $1050
(No Hidden Cost | No Admin Fees)

$0 Driveaway | 10% DP Available
(Admin Fee May Apply)

Min Parf : $10,745
Depreciation : 16K+

Warranty On Engine & Gearbox
Free Servicing Package. (Personal Use)

Make & Model : SUZUKI VITARA 1.4T GLX AT
Colour :GREY
Mileage : 93000km
Registration Date : 26 Dec 2019 (40 Months)
Transfer Count : 0

🚙🔥 2019 SUZUKI VITARA 1.4T GLX AT – TURBO POWER, PREMIUM FEATURES & EVERYDAY ADVENTURE 🔥🚙

Built for drivers who enjoy every journey, the Vitara is the perfect balance of fun, comfort, and reliability.

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🌟 Key Highlights:
🔧 1.4L BoosterJet Turbo Engine – Responsive, powerful & fuel-efficient performance
⚙️ Automatic Transmission – Smooth and effortless driving in every situation
✨ GLX Variant – High-spec model with premium comfort and convenience features
🚙 Bold SUV Styling – Modern design with a sporty and confident road presence
💡 LED Headlights & Daytime Running Lights – Premium lighting with enhanced visibility
🛋️ Premium Interior Cabin – Comfortable seating with quality finishes throughout
📱 Touchscreen Infotainment System – Apple CarPlay & Android Auto compatibility*
🎯 Agile & Confident Handling – Compact dimensions with responsive steering and excellent ride comfort
🧳 Practical Cargo Space – Perfect for shopping, luggage, sports equipment, and weekend trips
🛡️ Comprehensive Safety Features – Designed to keep you and your passengers protected
⛽ Excellent Fuel Economy – Enjoy turbocharged performance with economical running costs
🔧 Suzuki Reliability – Proven durability with affordable maintenance and ownership

---

✨ Perfect for:
✔ Young professionals
✔ Small families
✔ First-time SUV buyers
✔ Daily commuters
✔ Drivers seeking a stylish, sporty, and practical compact SUV

📩 DM us now to arrange a viewing or test drive!

Car Times Sales Executive
Kenneth Ng 9853 1444

16/08/2026

Price : $49,800
2.28% IR | 40% DP : $19920 | Monthly : $1164
(No Hidden Cost | No Admin Fees)

$0 Driveaway | 10% DP Available
(Admin Fee May Apply)

Min Parf : $10,547
Depreciation : 16K+

Warranty On Engine & Gearbox
Free Servicing Package. (Personal Use)

Make & Model : MAZDA CX-3 2.0 AT DELUXE 2WD (OPC)
Colour :BLACK
Mileage : 60000km
Registration Date : 14 Dec 2018 (27 Months)
Transfer Count : 0

🚙✨ **2018 MAZDA CX-3 2.0 AT DELUXE 2WD (OPC) – SPORTY, STYLISH & FUN TO DRIVE** ✨🚙

Whether you're navigating city streets or heading out for a weekend getaway, the CX-3 delivers confidence, efficiency, and driving enjoyment every kilometre.

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🌟 **Key Highlights:**
🔧 **2.0L SKYACTIV-G Petrol Engine** – Responsive, smooth & fuel-efficient performance
⚙️ **6-Speed Automatic Transmission** – Crisp gear changes with refined driving comfort
🚙 **2WD Configuration** – Excellent efficiency and everyday practicality
✨ **Deluxe Variant** – Premium comfort and convenience features for a more enjoyable drive
💰 **Registered as an Off-Peak Car (OPC)** – A cost-effective ownership option with lower annual road tax.
💡 **LED Headlights & Daytime Running Lights** – Modern lighting with improved visibility
🛋️ **Premium Interior Cabin** – Quality finishes with comfortable seating for driver and passengers
📱 **MAZDA CONNECT Infotainment System** – Stay connected with intuitive controls and smartphone integration*
🎯 **Sporty Handling** – Mazda's signature driving dynamics with precise steering and excellent ride balance
🧳 **Practical Boot Space** – Ideal for shopping, luggage, sports gear, and daily use
🛡️ **Advanced Safety Features** – Drive with added confidence and peace of mind
⛽ **Excellent Fuel Economy** – Enjoy spirited performance with economical running costs

---

✨ **Perfect for:**
✔ Young professionals
✔ First-time SUV buyers
✔ Daily commuters
✔ Small families
✔ Drivers who love sporty handling and premium styling

📩 **DM us now to arrange a viewing or test drive!**

Car Times Sales Executive
Kenneth Ng 9853 1444