19/12/2018
WHY YOU SHOULD HAVE A FIRE INSURANCE POLICY ON YOUR HOUSE OR BUSINESSES WITH US!
Fire accidents are very much unexpected but heavily destructive. Hence, having fire insurance is very much essential.
Fire Insurance policy covers your home’s structure, or fixing and fittings, against hazard and provides you with the financial resources to replace what you have lost, so that you can get back to normal as soon as possible.
If the worst were to happen and your house burned down, where would you go?, knowing that you have relatives who will pitch in to help you out during such a difficult time is great, but if you don’t have those resources, what would you do? This is where you need a fire insurance policy.
Fire insurance provides the security for home, stock, furniture, business buildings, etc, it provides the cost of replacement of properties and assets, which gets damaged due to the fire accident.
For example, if your home is destroyed or damaged enough by a fire to the point that it renders you homeless, a fire insurance policy will often pay for the reasonable increase in your living expenses, such as the additional cost of hotel stays, restaurant bills, etc.
Secondly, if you had property worth N1 million, then the insurance firm can be able to restore you to the same old position, gaining back your momentum is very easy as you just have to rebuild what you had once more.
Benefits of having fire insurance
It is bad enough when your house burns down due to some unavoidable accident, but when you don’t have an insurance cover to help you slide back to your normal life, its even worse. With that being said, it is well to consider the importance of a fire insurance cover, especially if you know you cannot afford to replace the house in your own financial efforts.
One of the major benefits of fire insurance in general is coverage of belongings that are destroyed in a fire. This includes major appliances within the home, furnishings, clothing, jewelries, and other items of value that are specifically covered within the terms of the policy.
Fire insurance provides the price of damage for the building, if any home furnishing are damaged due to the fire incident, it provides alternative maintenance price for the electronic items like television, computer, air conditioners, which is destroyed by fire.
Having fire insurance can save you from financial disaster.
Along with replacement and reimbursement of lost belongings, fire insurance can also provide financial assistance in finding a new place to live and compensating the insured party for losses not covered under a homeowner insurance plan.
Your home is probably your most valuable asset. Failing to insure it against fire damage could put you in a precarious financial situation if you leave yourself no recourse in the event of a fire. You’ve worked hard all your life to have the things that you deserve why put all of that in jeopardy by failing to have adequate insurance coverage for fire?
Fire is a commonplace occurrence, but this doesn’t mean that it is destined to happen to you. But if it does, having fire insurance to help cover your financial losses. It is a critical safety net that nobody should do without.
For further enquiries, contact:
OGWUCHE Cletus
Sales and Business Development Officer
SUNU Insurance Nigeria Limited
O7O39OO9454, O8O51125751
