23/07/2026
🚗 P*P ending soon? Here's what happens if you hand the car back
This is a question asked by many customers on P*P
At the end of a P*P deal you've got three choices, pay the final payment and keep it, part-exchange it, or hand it back and walk away.
If you're handing it back, here's what to expect:
✅ Contact your finance company before the end date, they'll arrange collection or drop-off
✅ The car gets inspected for condition , normal wear and tear is fine, damage beyond that may be charged
✅ Check your mileage, go over the agreed limit and there's a pence-per-mile charge
✅ Have both keys, service history and locking wheel nut ready
✅ Nothing more to pay if you're within mileage and the car's in fair condition
💡 Top tip: get any scuffs or dents sorted before the inspection, a local repair is usually cheaper than the finance company's charge.
Not sure which option's right for you? Pop in or give us a call, happy to talk it through, no pressure. 📞
