01/10/2026
💸 QUICK INSURANCE TIPS 💸
I often get asked for advice on insurance. To be honest, I'm pretty sure car insurance algorithms don't use data at all. They just judge how aligned Saturn is to Venus on the next red moon and decide premiums on the tides.
But here are two tips I have found seem to work
1. Gather quotes over a few days. I have had several customers tell me that this has, on occasion halved their premiums. Especially for first time drivers.
2. Avoid starting the policy that day unless you absolutely have to. Starting a policy a week later knocked a third off one customers quote.
For some reason insurers behave like you've asked for cover on a rocket launch if you want to start it now.
But if you want to save money:
Get quotes, leave them alone and give them some time to think about their life choices, come back tomorrow and watch the magic happen.
It may not work every time but I am seeing this very regularly.
And if it doesn't work... I'll take off my tinfoil helmet 😂