What are the opening hours?

Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 6pm Friday 9am - 6pm Saturday 9am - 6pm

Horizon Automotive Solutions Inc.

Home
Canada
Wingham, ON
Horizon Automotive Solutions Inc.

Call Directions Website

Superior replacement value negotiation for your total loss vehicle. Your insurance company has experts. You should have one too. If I don't win, you don't pay.

Buying, selling, trading? Let me help you!

10/17/2026

At first glance, the damage to Dave’s BMW 335i XDrive doesn’t look that bad. However, BMW parts are as expensive as you probably think they are. His vehicle was declared a write-off.

Dave didn’t think the replacement value he was given by All State Insurance was quite right. He tried to negotiate with All State, but they wouldn’t add a dollar to their valuation. Thankfully, his beloved BMW was taken to Elgin North Auto Body in Cambridge and Rodney told him to give me a call.

This was one of the most frustrating cases I have ever worked on. The adjuster constantly ignored my e-mails and phone calls. Finally, after me relentlessly hounding him for almost 2 weeks, he appointed a third party appraiser for me to negotiate with. That appraiser was absolutely unprofessional and tried to ignore the data I provided.

However, 2 business days later, I finally got the 3rd party appraiser to give in. The recovery amount of $1485 was well below my average, but it was fair. Sometimes, even the little victories are hard fought.

Never accept the first offer when your vehicle is written off due to collision or theft. Your insurance company has their experts, you should have one too.

I will do a no charge, no obligation, case review. There are no up front fees and you are never out of pocket. If I don’t win, you don’t pay. But, I have never lost. Seriously. I am the Write Off Whiz.

Follow this page, so you know how to get help when you need it.

www.writeoffwhiz.ca

10/15/2026

Attention BMW Lovers: Excella Automotive is now a Horizon Preferred Dealer Partner. They specialize in all things BMW: pre-owned sales, modifications, OEM and after market accessories, repair and maintenance. They also have a fully certifed collision repair center that also focuses on BMW paint and body work.

If you are looking for an awesome pre-owned BMW or other luxury vehicle, you need to check out their inventory online. If they don't have what you are looking for, let me know and I will work with them to get you the ride that perfectly suits your needs.

10/13/2026

Joe’s 2017 GMC Denali only had 35,000 kms on it, when it was declared a total loss after a collision. Despite that, the JD Power software that Co-Operators insurance uses to determine replacement value, spit out $52,294.

Joe is a shrewd and experienced businessman and he managed to negotiate a value of $60,814, before he was referred to me. Five business days later, I got the final settlement amount to an even $66,000. The Co-Operators adjuster I negotiated with was the most helpful and reasonable, I have ever dealt with, so I can’t take all the credit on this one.

$13,706 difference from initial offer to final settlement!

Never accept the first offer when your vehicle is written off due to collision or theft. Your insurance company has their experts. You should have one too. Let me do a no charge, no obligation, case review. I charge no up front fees, you are never out of pocket, and if I don’t win, you don’t pay.

Follow this page, so you know where to get help, when you need it.

10/10/2026

Great news for Chev, Buick and GMC buyers. I have added Hudson’s in Listowel as a Horizon Preferred Dealer Partner. The General Manager, Erick and his team are ready to provide Horizonites with executional service and care.

10/08/2026

Yesterday, I posted about how happy I was to help a very nice couple from Listowel, get $3100 more for their written off Jeep from their insurance company. That was problem one solved. Problem two was that they needed to buy another SUV and were afraid someone would take advantage of their lack of knowledge of vehicles, the marketplace and inability to use technology to shop for a vehicle the way most people do in 2026.

The solution to problem number two, was obvious. That solution's name is Dillon Meyer, my dear friend, and manager of Quality Car Sales in Kitchener. Yesterday, Doug and Lenore picked up their 2024 VW Taos. Dillon provided the incredible service he always does, but this time, he truly went above and beyond. He even helped them with some insurance documentation, and then sent it to me, so I could forward it to their insurance company for them. Dillon also chose the ideal lender and gave them a phenomenal deal on a warranty he chose to meet their specific vehicle usage and needs.

I am so forutnate to have made true connections with some of the most trusted people in the automotive business. I couldn't take care of my clients the way I do, without "my people". Dillon is at the absolute top of that list of truly special dealer partners.

Thank you Dillon and thank you Scott at JMS automotive for referring Doug and Lenore to me. We did a great thing for really good people.

10/07/2026

Every time I get a client the value they deserve for their write-off, I think "I love what I do now". But, there are cases where helping people feels extra special. Lenore and Doug are seniors from Listowel, which is close to where I live and operate my business. Like many seniors, they struggle with technology and navigating the world we now live in.

When they were in a collision with their 2015 Jeep Cherokee, they were fortunate enough to have their vehicle towed by JMS Automotive in Mitchell. Scott referred them to me, knowing they would need professional help, from someone who would handle all the technical things for them.

The original offer from Gore Mutual Insurance was $7410. My first interactions with the adjuster and appraiser from Gore Mutual, were much less than postive. However, I was able to change the narrative by being polite, but firm and providing clear data. Only 3 business days later, the appraiser and I agreed on a final settlement of $10,512. That additional $3102 means a lot more to Lenore and Doug than it does to many people, and definitely won't affect Gore Mutual in any way. A 42% recovery is a wonderful result at any time, but it's absolutely incredible in this case.

Never accept the first offer when your vehicle is declared a write-off due to collision, theft or storm damage. Your insurance company has their experts. You should have one too. If I don't win, you don't pay.

Follow this page, so you know where to get help when you need it.

www.writeoffwhiz.ca

10/06/2026

Day 2 Of Horizon Winter Tire Solutions.

Attention Audi Owners: 4 Michelin X Ice winter tires on Audi Alloys. Used only 2 seasons. 235/65/R17 off a 2023 Q5.

Available from a very good friend of mine, for only $1300.

Please message me if you are interested.

10/05/2026

Winter is coming. You must have your winter tires on by November 1st for insurance discount.

I have a client in Cambridge who has a slightly used set of Continental winter tires on steel wheels. Tires are 225/65/R17. They are off a 2022 Ford Escape and were purchased new in January 2024.

Price is only $500, which is less than half of the new cost.

If you are interested, send me a message.

10/03/2026

I often miss dealing directly with my long term, loyal VW clients. However, I’m also thankful that I can refer them to someone I know will truly care about them like I do. Thank you Magic Mike, at Hamilton VW for helping the Dittmann family get into their 8th Volkswagen.

They named the last one Manny, in my honour. I suggested they name this one after you. Who wouldn’t want to drive a Tiguan named Magic?

09/25/2026

When Stefanie parked her car she had no idea, it would be the last time she drove it. She heard the crash when a distracted driver, drove directly into her car. I posted the video of the collision yesterday.

Stefanie also had no idea how difficult TD Insurance was going to be to deal with in regard to replacement value. She tried fighting with them for 6 weeks and managed to get less than $300 more. Thankfully, my good friend and trusted dealer partner, Dillon at Quality Car Sales, referred her to me.

Three business days later, I had reached a settlement with the third party appraiser. We agreed on an amount that was $2870 more than what Stefanie got on her own in six weeks.

Never accept the first offer when your vehicle is written off due to collision, theft or storm damage. Your insurance company has experts, you should have one too. I will do a no charge, no obligation case review. If I don’t win, you don’t pay.

Follow this page, so you know where to get help when you need it.

I am the Write Off Whiz.

Address

Wingham, ON
N0G2W0

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm
Saturday	9am - 6pm

Telephone

+12262209300

Website

http://www.horizonautosolutions.ca/, http://www.writeoffwhiz.ca/

Alerts

Be the first to know and let us send you an email when Horizon Automotive Solutions Inc. posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Want your business to be the top-listed autos & automotive service in Wingham?