Justin Charbonneau - Advisor - Sun Life

Justin Charbonneau - Advisor - Sun Life Justin Charbonneau
Advisor at Sun Life

Did you know? You pay a penalty if you go over your TFSA contribution limit. If you over-contribute, there's a 1% monthl...
01/06/2026

Did you know? You pay a penalty if you go over your TFSA contribution limit.

If you over-contribute, there's a 1% monthly penalty on the excess amount.

For example, if you over-contributed $1,000 in December, you’ll have a $10 penalty.

But the good news is, contribution room increases every January, limiting the impact. Reach out to make sure any overcontribution is eliminated.

Stay informed and maximize your tax-free savings! Get in touch to find ways to optimize your TFSA strategy.

Your health and wealth are deeply connected. Consider health insurance solutions like critical illness, disability, and ...
12/26/2025

Your health and wealth are deeply connected. Consider health insurance solutions like critical illness, disability, and personal health coverage for unexpected challenges.

Beyond insurance, try to prioritize your health daily:
-Eat nutritiously
-Stay active
-Manage stress
-Get enough sleep
-Schedule regular checkups with your healthcare provider

Proactive health care can prevent or mitigate issues, benefiting your well-being and finances in the long-term.

Do you want to explore health insurance options? Let's discuss tailored solutions that protect your health and money.

It’s Movember! November isn't just about growing mustaches — it's about growing awareness around men's health. Regular ...
11/05/2025

It’s Movember!

November isn't just about growing mustaches — it's about growing awareness around men's health.

Regular checkups with your healthcare provider are crucial for early detection and prevention of health issues. Don't wait until there's a problem to see your doctor — book your upcoming appointment now.

November is also an ideal time to revisit your health coverage. Let's chat about how we can help protect your financial future while you focus on staying your best.

Did you know that 1 in 3 Canadians are living with diabetes or prediabetes? That’s why Sun Life offers specialized lif...
11/04/2025

Did you know that 1 in 3 Canadians are living with diabetes or prediabetes?

That’s why Sun Life offers specialized life insurance options designed for individuals with type 1 or type 2 diabetes.

Want to learn more? Let's connect to discuss your insurance needs and how Sun Life solutions can support your health journey.

You can also learn more about Sun Life Term Insurance for Diabetes here: https://bit.ly/4or07Ur

Did you know 1 in 3 Canadians lives with diabetes or prediabetes? That's why Sun Life is here to support those managing...
11/03/2025

Did you know 1 in 3 Canadians lives with diabetes or prediabetes?

That's why Sun Life is here to support those managing diabetes. Let's connect to talk about how we can help provide peace of mind.

Your financial future deserves a tailored approach. With Sun Life One Plan, you can simplify decisions for your personal...
10/20/2025

Your financial future deserves a tailored approach. With Sun Life One Plan, you can simplify decisions for your personal finances. From tax strategies to succession planning, a comprehensive roadmap helps you protect what you've built while planning for what's ahead. Learn more: https://bit.ly/4qhKwaS.

Let's book time to develop your personalized Sun Life One Plan. Reach out today.

Sun Life One Plan is designed to help business owners like you simplify decisions with a clear, personalized roadmap for...
10/15/2025

Sun Life One Plan is designed to help business owners like you simplify decisions with a clear, personalized roadmap for your financial future.
🔸 Align your personal and business goals
🔸 Track your progress in real time
🔸 Plan for growth, succession, and retirement
🔸 Discover tax-efficient strategies to help protect and grow your wealth

Whether you're expanding your business, planning your exit, or building a legacy—Sun Life One Plan helps you stay on course. Let’s build a plan that works as hard as you do. Contact me today.

Insurance isn’t just protection - it's a key part of your financial strategy. With Sun Life One Plan, you can integrate ...
10/06/2025

Insurance isn’t just protection - it's a key part of your financial strategy. With Sun Life One Plan, you can integrate insurance into your financial roadmap to help preserve wealth, manage risk, and protect what matters most.

Let's help you unlock a lifetime of possibilities by aligning insurance with your long-term financial goals.

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34 Whitewood Avenue
New Liskeard, ON
P0J1P0

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Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 8am - 6pm

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