Agile Finance Co.

Agile Finance Co. A Finance Broker with over 15 years experience in Asset and Personal Finance.

Do you know the difference between a hard and soft credit enquiry? 🧐When you apply for a loan through a lender (or a dea...
25/05/2025

Do you know the difference between a hard and soft credit enquiry? 🧐

When you apply for a loan through a lender (or a dealership), they typically complete a hard scrape of your credit score. This leaves a mark on your record and can reduce your chances of getting approvals in the future, particularly if you apply with multiple lenders.

On the other hand, most brokers complete a soft scrape of your credit profile. This doesn’t leave a mark on your credit profile and allows brokers to get a good picture of what you’ll be able to borrow without impacting your future.

Reach out to our team to learn more.

What are the big EV design trends of 2025?
22/05/2025

What are the big EV design trends of 2025?

Buy Now Pay Later (BNPL) providers liker Afterpay, Zip and PayPal can make it easier than ever to get that new item you ...
14/05/2025

Buy Now Pay Later (BNPL) providers liker Afterpay, Zip and PayPal can make it easier than ever to get that new item you crave, but are we relying on them too much?

How many Australians are using BNPL on most retail purchases?
18%
10%
33%
40%

Answer in the comments 👇

Salvage and recycle for your next home renovation 🌱Increased environmental awareness is combining with a drive for uniqu...
12/05/2025

Salvage and recycle for your next home renovation 🌱

Increased environmental awareness is combining with a drive for uniqueness and character, pushing people to salvage and recycle for their interior design.

When did you last check your credit score? Ideally, you should be checking it every three months.Errors can pop up on yo...
08/05/2025

When did you last check your credit score? Ideally, you should be checking it every three months.

Errors can pop up on your credit score, so it’s crucial that you catch them as early as possible to contest them and keep your credit score healthy and accurate.

Hit your finance goal with these new savings trends 📈Loud Budgeting: Normalise budgeting and savings goals while keeping...
06/05/2025

Hit your finance goal with these new savings trends 📈

Loud Budgeting: Normalise budgeting and savings goals while keeping yourself accountable by sharing these goals with your friends.

No spend week: Go as long as possible without spending money on non-essentials.

48-Hour Rule: Avoid impulse purchases and wait two days before making that purchase.

Looking for a loan you can pay off early? Make sure you’re aware of any early payment fees.Early loan termination fees c...
03/05/2025

Looking for a loan you can pay off early? Make sure you’re aware of any early payment fees.

Early loan termination fees can be charged by lenders if you pay off the loan before the scheduled end date. Not all loans carry an early payment fee, so if you think you’ll pay off your loan early, make sure to mention this to your broker.

47% of Aussies rate their financial literacy high*, but do you know what a comparison rate is?The answer is in the comme...
01/05/2025

47% of Aussies rate their financial literacy high*, but do you know what a comparison rate is?

The answer is in the comments 👇

Is your family car feeling a bit too full? Here’s our favourite SUVs if you’re looking to upsize.
26/04/2025

Is your family car feeling a bit too full? Here’s our favourite SUVs if you’re looking to upsize.

44% of Australians want to build an emergency fund in 2025Whether it’s a broken phone, a medical bill, or a sudden job l...
23/04/2025

44% of Australians want to build an emergency fund in 2025

Whether it’s a broken phone, a medical bill, or a sudden job loss, emergencies come at you fast. Keeping a pot of cash tucked away can help manage some of the financial stress. Here’s some tips to get you started.

1. Pick a savings account that lets you easily meet the conditions needed to get a maximum return.

2. Most banking apps let you automate your savings, consider setting up a small automated payment to help grow your emergency pot.

3. One popular budgeting method involves dividing your money:

70% for everyday living
20% for saving
10% for splurging

According to research from ASIC’s Moneysmart, the average Australian wedding costs between $36,000 and $51,000 🤯This can...
15/04/2025

According to research from ASIC’s Moneysmart, the average Australian wedding costs between $36,000 and $51,000 🤯

This can have a big impact on your cash flow, so if you want to make sure your dream wedding is unforgettable, a personal loan could be the answer to your needs.

How is your interest rate calculated? 🧮Your interest rate is typically based on your risk profile associated with repayi...
13/04/2025

How is your interest rate calculated? 🧮

Your interest rate is typically based on your risk profile associated with repaying the loan. Factors that play into this are:

Your credit score
Your residential stability
Your employment status
Whether your loan is secured or unsecured
Any recent defaults and other general banking conduct

Reach out to our team today if you need more information about interest rates.

Address

32 Halifax Street
Adelaide, SA
5000

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 1pm

Telephone

+61413728247

Website

Alerts

Be the first to know and let us send you an email when Agile Finance Co. posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category