10/24/2025
Oh, hail!!
Did the hail last night damage your vehicle? If so the professionals at ,Midwest City Collision, can assist you in repairing your vehicle back to pre existing condition before the hail or better.
Here are a few things you need to know before picking a repair facility to handle your repairs.
1. Never trust a company that owes you money. Yes your insurance owes you a pay out to repair your vehicle to pre existing condition before the hail storm. However they also want to make that payment as low as possible and many times that means not doing the work that the manufacturer requires to repair vehicle. We use several sources to gather this info and present it to the insurance company to get your investment repaired properly.
2. You have the right to take your vehicle to the repair facility of your choice.
It is your property you choose where it gets repaired!!
Many times the insurance company will try and persuade you into using their so called âPartneredâ repair facility to save money. Many of these companies cut corners and may not do all the required repairs that the manufacture requires.
At ,Midwest City Collision, we repair the vehicle how the manufacture states and not how the insurance wants to save a dollar.
3. The insurance company may want you to obtain an estimate for repairs. Many times these estimates will be higher then the insurance wants to give you upfront. It is very likely your insurance company will write a cheap repair estimate hoping you take the money and run. This is fine if you do not want to repair your vehicle.
But if you choose to repair your vehicle at a repair facility and only when itâs in a repair facility for repairs, will they negotiate for a higher payout to repair the vehicle.
4. Did you know?
Section 941 of the Oklahoma Insurance Code states that insurance companies can not raise an individuals rates over an accident that was not the vehicle owners fault? Was the hail your fault? Of course it wasnât! It was an act of nature.
However, they can request a premium increase to all policy holders thru the Oklahoma insurance Department which may or may not grant it for all policy holders.
At ,Midwest City Collision, we are here to help assist you in all your claim needs. Hail or accident! Itâs what we do.
Stop by and get a free estimate if you are looking to have your vehicle repaired. Most estimates only take 15-20 minutes however some hail estimates may take longer.
We are open, Monday thru Friday, 8 am to 5 pm and we will do our best to assist you and explain the process to getting your vehicle repaired properly.
Thank you and God bless!!