Novocreditscore

Novocreditscore Novoscore helps consumer improve their credit reports by educating and correcting any negative item that is been reported erroneously and unverifiable.
We offer the most comprehensive system in the world to help you as a business owner get money for your business and build a business credit profile and score at the same time. We help business owners get approved for business credit and access funding for their business, whether they have good or bad personal credit. Also, our business funding and credit suite provide clients with an easy step-by-step system to help business owners access funding and build business credit.

3 Things To Look For In A Credit Repair Company OnlineIf it's been a while since you've looked at your credit report, yo...
08/26/2015

3 Things To Look For In A Credit Repair Company Online

If it's been a while since you've looked at your credit report, you may be surprised to find errors, mistakes, or even a black mark or two. Fortunately, We a Credit Repair Company can help you fix those mistakes and erase those black marks. Watch out for scammers, though, and choose a reputable Credit Repair Company with these tips:

Don't pay anything up-front:

Avoid a Credit Repair Company that wants you to hand over a fee or payment before they meet with you. Reputable companies will first talk to you, assess your credit report and discuss your current situation before asking for any type of payment for their services. An up-front fee is a red flag that the company will probably take your money and run. And no matter what type of charges you may incur, be sure they aren't exorbitant. If a Credit Repair Company claims your case will cost thousands of dollars, look for another one.

Watch out for "re-inventors":

Some companies will tell you that you can wipe your credit slate clean by "re-inventing" yourself with a new social security number. But that's not true! In most cases, what they plan to do is get you a new credit report by applying for an Employee Identification Number (EIN)--used by businesses--which resembles a social security number, and you're told to use it as such. But this practice, known as "file segregation," is a scam, and it's also illegal! Avoid any Credit Repair Company that suggests this practice.

Look for one that helps you help yourself:

A good Credit Repair Company will tell you (for free!) what you can do yourself, such as writing letters to creditors and contacting the credit reporting bureaus about errors. Avoid any Credit Repair Company that encourages you to do anything illegal or unethical--such as disputing a legitimate charge or fee on your credit report.

Before signing up with any Credit Repair Company, make sure you check with the Better Business Bureau. They'll have records of any formal complaints against the company, so you can avoid scammers and rip-off artists.

Jeniffer Ramos
President at NOVOSCORE
[email protected]
888-858-1356
www.novoscore.com

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08/10/2015
Three Business Credit Myths Debunked

I just uploaded this article to Linkedin...

Three Business Credit Myths Debunked A lot of people don’t understand the consumer credit system, and many more don’t understand the business credit system. Today I’m going to cover a couple of common business credit “myths”, and explain the truth that can be learned from them.Myth #1: Business Cred…

06/17/2015

finanzas 101...

Haz un presupuesto:

Aunque esto suena muy básico, muchos emprendedores no tienen un presupuesto en forma para monitorear sus ingresos y gastos mensuales. Puedes usar sistemas online como mint.com para monitorear tus finanzas personales o simplemente un documento en Excel. Sin importar cuál elijas, asegúrate de que funcione para ti y para tu estilo de vida.
Si realmente quieres arreglar tus finanzas y llevar la delantera financieramente, debes destinar tiempo y energía para actualizar tu presupuesto cada semana. Esto te ayudará a asegurar que no gastas más de lo que ganas y de que eres capaz de ahorrar para tus metas financieras.

06/17/2015

Tip of the Day:

After the first month, take stock of what you spent. Don't write down what you wished you had spent; write down what you actually spent. Categorize your purchases in a way that makes sense to you. A simple list of your monthly expenses might look something like this:
Monthly income: $3,000
Expenses:
Rent/mortgage: $800
Household bills (utilities/electric/cable): $125
Groceries: $300
Dining out: $125
Gas: $100
Emergency medical: $200
Discretionary: $400
Savings: $900

#novoscore #credit #creditscore

06/17/2015

Make a Budget:

For one month, keep track of all your expenses. You don't have to limit yourself; just get an idea of what you spend money on during any given month. Save all your receipts, make note of how much cash you need versus how much you expense to credit cards, and figure out how much money you have left over when the calendar turns.

#credit #novoscore

Un cliente me acaba de preguntar: ¿Que es Credit Karma?Es una aplicación o pagina de internet en donde puedes ver de GRA...
06/16/2015
Credit Karma

Un cliente me acaba de preguntar: ¿Que es Credit Karma?

Es una aplicación o pagina de internet en donde puedes ver de GRATIS dos de los tres reportes de #crédito (TransUnion y Equifax). Les recomiendo que utilicen este servicio para que puedan monitorear sus reportes de #crédito.

Aquí les dejo el link: https://www.creditkarma.com/

Instantly receive your free credit score and free credit report online. Free credit tools to track and optimize your credit score. No credit card needed & no hidden fees.

Novocreditscore's cover photo
06/16/2015

Novocreditscore's cover photo

Novocreditscore
06/16/2015

Novocreditscore

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10773 NW 58th St, # 405
Doral, FL
33122

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