MyAsset Car Valuers And Tracking

07/08/2026

Third-Party Accident Claims in Kenya: Who Pays?

One of the biggest misconceptions in motor insurance is that if you have Third-Party Insurance, your insurer will repair your vehicle after an accident. That is not how it works.

If two vehicles with Third-Party Insurance are involved in an accident, the insurer of the driver found to be at fault is responsible for compensating the innocent third party for damage to their vehicle and any covered injuries—subject to the policy limits.

How the Third-Party Claims Process Works

1. Establish Fault
The police investigate the accident and determine who caused it. A Police Abstract is then issued, which is a key document for the claim.

2. Assess the Damage
The innocent party should engage a licensed and independent motor vehicle assessor to inspect the vehicle and prepare a professional assessment report.

3. Submit a Compensation Demand
The claim should be submitted to the at-fault driver's insurance company together with:
• Police Abstract
• Assessor's Report
• Copy of the Motor Insurance Certificate
• Copy of the Driver's Licence
• Any other supporting documents

4. Compensation
If liability is established, the at-fault driver's insurer will compensate the innocent party for vehicle repairs and other covered losses, subject to the policy terms and limits.

What Third-Party Insurance Does NOT Cover
❌ Your own vehicle if you caused the accident. You will repair it at your own cost.
❌ The at-fault driver's injuries. Standard third-party insurance generally does not compensate the driver for their own injuries.

Important Tip
A compensation demand is best handled through a competent advocate to ensure the claim is properly presented and pursued.

Need guidance on a third-party claim?

Imana Insurance Agency Kenya Ltd is ready to assist you through the process.

Call/WhatsApp: +254 796 209 402
Website: www.imana.co.ke

Ask Us Anything!

Today we're answering your insurance questions. Whether it's motor insurance, medical insurance, travel insurance, claims, or any other insurance matter, drop your question in the comments or inbox and we'll be happy to help.

One small legal note: in practice, insurers may investigate liability independently and settlement depends on the available evidence and the policy terms. The police abstract is important, but it does not automatically bind the insurer's decision on liability.

02/08/2026

Learn why motor vehicle valuation is important in Kenya, how valuers determine a vehicle’s market value, documents required, inspection process and how valuation affects insurance claims, financing, buying and selling. https://imana.co.ke/blog/motor-vehicle-valuation-kenya

Imana Insurance Agency Kenya

01/08/2026

29/07/2026

Your car is more than transport. It is an asset, an investment, and for many families, a daily necessity.

One accident, theft, or unexpected damage can disrupt your finances instantly.

At Imana Family, we help you protect your vehicle, understand its true value, and keep you moving with confidence.

✅ Motor Insurance
✅ Vehicle Valuation
✅ Road Travel Advisory

Protect. Move. Value.

Visit us: 4th Floor Krishna Centre, Westlands – Nairobi
Find us online: Imana Insurance | MyAsset

27/07/2026

COMESA Yellow Card

Planning to drive to Uganda, Tanzania, Rwanda or beyond?

Your Kenyan motor insurance may not automatically cover you outside Kenya.

COMESA Yellow Card helps protect you while driving across borders.

Before crossing borders, make sure both you and your vehicle are protected.

Protect. Move. Value.

Visit us: 4th Floor Krishna Centre, Westlands – Nairobi
Find us online: Imana Insurance | MyAsset

27/07/2026

Value Fast. Sell Fast. Get Real Cash.

Selling your car without knowing its current market value can leave you accepting far less than it is worth. Before negotiating with buyers, get a professional motor vehicle valuation in Kenya from MyAsset Auto Valuers & Assessors Ltd.

We provide convenient car valuation services at your home or office, helping you understand your vehicle’s realistic market value before selling, trading in, insuring or using it for asset-finance purposes.

With a professional valuation, you can:
✅ Set a realistic selling price
✅ Negotiate confidently with potential buyers
✅ Avoid underselling your vehicle
✅ Support insurance and financing applications
✅ Make informed decisions based on a reliable valuation report

No unnecessary movement. No confusing estimates. Our team comes to your preferred location for a convenient and hassle-free vehicle assessment.

Value your car first. Sell with confidence.

Call/WhatsApp: +254 769 941 827
Website: www.myasset.co.ke

MyAsset — Convenient. Reliable. Honest.

26/07/2026

Auto Valuation Experts in Kenya

Your vehicle is more than a machine—it is an asset. Before you sell, insure, finance, transfer or dispose of it, make sure you understand its true market value.

MyAsset Auto Valuers & Assessors Ltd provides professional motor vehicle valuation services in Kenya for individuals, companies, banks, insurers, fleet owners and other institutions.

Our auto valuation services are ideal for:
✅ Motor insurance purposes
✅ Vehicle sale and trade-in decisions
✅ Bank financing and asset-backed lending
✅ Company fleet valuation
✅ Accident damage assessment
✅ Probate, legal and asset-disposal requirements

We assess your vehicle carefully and prepare a reliable valuation report to help you make informed financial and insurance decisions.

Ask us about auto valuation anytime.
Call/WhatsApp: +254 769 941 827
Website: www.myasset.co.ke

MyAsset — Convenient. Reliable. Honest.

25/07/2026

Travel Insurance

Flights can be delayed. Luggage can get lost. Medical emergencies can happen anywhere.

Travel is exciting—but unexpected risks travel too.

Travel insurance gives you peace of mind wherever life takes you.

Travel smart. Stay protected.

Visit us: 4th Floor Krishna Centre, Westlands – Nairobi
Find us online: Imana Insurance | MyAsset

25/07/2026

Looking to Value Your Fleet in Nairobi?

Managing several vehicles without knowing their current market value can create serious gaps in your insurance, accounting, financing and asset-disposal decisions.

MyAsset Auto Valuers & Assessors Ltd provides professional fleet valuation services in Nairobi and across Kenya for companies, institutions, transport operators, NGOs, government agencies and individual vehicle owners.

Whether your fleet includes saloon cars, SUVs, vans, pickups, trucks or commercial vehicles, a professional valuation helps you:

✅ Establish the current market value of every vehicle
✅ Update your company’s fixed-asset register
✅ Arrange appropriate comprehensive motor insurance
✅ Support bank financing and audit requirements
✅ Prepare vehicles for sale, disposal or trade-in
✅ Make informed fleet-management decisions

Do not rely on outdated purchase prices or rough estimates. Get an honest, reliable and convenient valuation backed by a professional assessment.

Call/WhatsApp: +254 769 941 827
Website: www.myasset.co.ke

MyAsset — Convenient. Reliable. Honest.

24/07/2026

Accident Claims Support

An accident can happen in seconds.

What matters next is how fast and how well you respond.

From assessment and documentation to claims support and recovery guidance, expert help makes a huge difference.

You don’t have to face the process alone.

Visit us: 4th Floor Krishna Centre, Westlands – Nairobi
Find us online: Imana Insurance | MyAsset