22/07/2026
🚛 Ready to Drive Your Business Further?
Buying a commercial vehicle through bank financing is easier than many people think. Here's a simple breakdown of the process:
Vehicle Financing Process
✅ Step 1: Submit your loan application to the bank
✅ Step 2: Receive the offer letter upon approval
✅ Step 3: Pay the required deposit
✅ Step 4: Vehicle body fabrication (where applicable)
✅ Step 5: Vehicle inspection
✅ Step 6: Registration
✅ Step 7: Vehicle release and handover
Charges to Expect
• Deposit – As indicated in the bank's offer letter.
• Processing Fee – Typically 1% of the loan amount.
• Excise Duty – 20% of the processing fee.
• Tracking Cost – Usually financed by the bank.
• Insurance – Also financed by most partner banks, making it easier on your cash flow.
Isuzu & Bank Financing Partnership
✔ Up to 95% financing for trucks
✔ Up to 100% financing for Isuzu D-Max models
✔ Up to 105% financing for school and institutional buses
✔ Up to 80% financing for PSVs
✔ Repayment period of up to 72 months
✔ Loan approvals in as little as 48 hours
✔ 1% processing fee
✔ Competitive risk-based interest rates
Requirements
• One-year bank statements and M-Pesa statements
• Copy of National ID
• Copy of KRA PIN
Example: Isuzu FRR
Vehicle Price: KSh 6,380,000
Deposit (5%) – KSh 319,000
Loan Amount – KSh 6,061,000
Processing Fee (1%) – KSh 60,610
Excise Duty (20% of Processing Fee) – KSh 12,122
Tracking – Financed by the bank
Insurance (4.5%) – KSh 287,100 (Payable in 10 monthly instalments of approximately KSh 29,000)
Estimated Initial Cash Required:
✅ Deposit – KSh 319,000
✅ Processing Fee – KSh 60,610
✅ Excise Duty – KSh 12,122
✅ First Insurance Instalment – Approximately KSh 29,000
Total Initial Amount: Approximately KSh 420,732
Why Choose the Isuzu FRR?
The Isuzu FRR is one of Kenya's most versatile medium-duty trucks, ideal for:
✔ Construction materials
✔ Livestock transportation
✔ Agricultural produce
✔ General cargo and distribution
✔ Farm inputs and supplies
✔ Beverage and FMCG deliveries
✔ Many other business applications
Ready to own an Isuzu FRR and grow your business?
📞 Call: 0702 158 585
💬 WhatsApp Catalogue: https://wa.me/c/254702158585
🌐 Website: www.jimmykmotors.co.ke
Let's get your business moving with flexible bank financing and a reliable Isuzu truck built to deliver
I'm an accredited ISUZU MOTOR Dealer.
Call 0702158585 now to learn how to own Brand new ISUZU truck,Bus, pick-ups at Zero Deposit through Bank Financing.
