Trak Loans and Mortgages Australia

05/07/2026

28/06/2026

Looking for car loan?New credit files?Bad credit!
We may help

28/06/2026

Looking for a car loan! Credit is not great!
We may help

27/06/2026

Should you fix your home loan rate or stick with a variable mortgage? With the RBA cash rate at 4.10% and possible further hikes, it's a crucial decision. Our short guide breaks down when certainty (fixed) beats flexibility (variable) and what to watch for in May 2026. Read more: https://wix.to/CWNJ7tF
https://wix.to/EwDmBBE

In April 2026, deciding between a fixed or variable mortgage hinges on whether you prioritize certainty or flexibility, especially since the Reserve Bank of Australia (RBA) recently raised the cash rate to 4.10%.Market Context (April 2026) • Recent Hikes: The RBA increased rates in both February a...

27/06/2026

Want to buy a home sooner? The Australian Government Help to Buy Scheme can bridge the gap between what you can borrow and the home you want — with government equity of up to 30% for existing homes or 40% for newly built homes. Save a minimum 2% deposit and get a loan from a participating lender to get started. Read the full guide: https://wix.to/IXv7TXU
https://wix.to/k3GcIxy

How the Scheme worksHelp to Buy is a shared equity Scheme where the Australian Government contributes towards the purchase price of your home. Under Help to Buy you will need to: • save a minimum 2% deposit • obtain a home loan from a Participating Lender.The Australian Government will: • cont...

27/06/2026

Buying a house in Australia on a temporary visa? It’s possible — but you’ll face FIRB rules, possible stamp duty surcharges and extra lender requirements. Read our clear 2-minute guide to what temporary visa holders (subclasses 482, 485, 500, 491 and bridging visas) need to know before making an offer. Full article: https://wix.to/NVJ5s8v
https://wix.to/pH9JU6E

When navigating the Australian property market as a temporary resident visa holder (e.g., subclasses 482, 485, 500, 491 or bridging visas), buying a home involves significant regulatory and financial hurdles. The rules revolve around two key mechanisms: Foreign Investment Review Board (FIRB) Approva...

27/06/2026

New CGT and negative gearing rules are reshaping Australia’s property and investment landscape. Our latest blog breaks down how these changes interact with inflation-based tax calculations and what it means for investors and homeowners. Read more: https://wix.to/qA8TSl5

Australia’s property market and investment landscape are facing significant shifts with the introduction of new Capital Gains Tax (CGT) and negative gearing changes. These reforms aim to address concerns about housing affordability and tax fairness, but they also interact closely with inflation an...

25/06/2026

"What the data shows on paper is exactly what's happening in reality. The ABC’s insights from Domain data mirror broader statistics and reflect real-time feedback from the local market."

17/06/2026

Business finance?
Contact us to discuss your requirements

16/06/2026

No change